Are you making any financial resolutions?
Soooo, the holiday spending is all done...soon, the bills will be rolling in. Sigh. Did you stay on budget - or is redoing that budget on the top of your 2013 Financial Resolution list?
Resolutions are a hot topic all over the place these days...as well as the top hints on how to actually keep them (two main tips: be very specific with your goals and have a buddy system). Did you make any? Okay, more importantly, for us here at the Family Piggy Bank, what are you hoping to do money-wise this year?
Could be a simple as making a budget or pledging to put away $10 a week for an emergency fund, your financial resolution doesn't have to be huge and, you know, might not even involve money.
My resolution? Getting all of our paperwork (which is piled in a few different places around the abode) organized and...wait for it...making our wills. Yeah, I'm totally irresponsible on that one and I don't take it lightly. It is an ASAP-Must-Do of the tallest order. To make this one stick, I'm giving myself two months to get it done...and I'm telling a few buds (and all of you!) what I need to accomplish (yes, you have permission to nag me).
What financial goals do you have for 2013?
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I just redid our budget a few days ago and I'm not happy with it. My DH is working 70+ hours a week and it's killing him, but unless we drastically get a grip on our spending, we won't make it otherwise. So, my goal is to keep our spending at a point that we can live off 40 hour week paychecks and bank the overtime. To do that, I have to cut down on grocery spending by a good 30%, eliminate most if not all misc spending, and cut back even more on electrical use. It's going to be a challenge.
I also want to earn more by working at home, but I may have to give that up and head out into the workforce.
Cheaper internet
- HeatherNYC
on Dec. 31, 2012 at 12:00 AM