See what CafeMoms are saying about saving time this holiday season..
if any of you are currently budgeting /saving, can you please tell me if you are using spreadsheets, templates, balance books. I put myself between a rock and a hard place and trying to do something to get myself out. No im not an extreme spender it just end of year hit hard.
So please ladies, if you would be so kind to share your ideas, suggestions, opinions. Thank you and it will be greatly appreciated.