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If you're planning on getting a tax return/refund

Posted by on Jan. 8, 2013 at 2:23 PM
  • 107 Replies

What are your plans with that money? 

Will you be spending it? Saving it? Donating it?

Home repairs? New vehicle? Debt relief?


by on Jan. 8, 2013 at 2:23 PM
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Replies (1-10):
momofsixangels
by on Jan. 8, 2013 at 2:36 PM

If I get money back it will be for bills and clothes for the kids

HisSweetheart07
by Bronze Member on Jan. 8, 2013 at 3:15 PM

We will be doing home repairs with our tax refund. We are getting a new furnace and a new septic system. 

Dh will also be getting a new truck with our return (not brand new, just new to us). 

gmadiane
by on Jan. 8, 2013 at 3:26 PM

we wont be getting much back

AllofFive19
by Bronze Member on Jan. 8, 2013 at 3:29 PM
1 mom liked this

I'm going to try something new this year, and getting a year's worth of necesseties like bathroom tissues, toothbrushes, toothpaste, et al. with the tax return. We will also save it, and use it for home repairs.

HisSweetheart07
by Bronze Member on Jan. 8, 2013 at 3:31 PM

interesting idea (getting the years supply of household items). 

Will you be using coupons along with getting your years supply? Seems like an interesting idea. I may bring it up with Dh. 

Quoting AllofFive19:

I'm going to try something new this year, and getting a year's worth of necesseties like bathroom tissues, toothbrushes, toothpaste, et al. with the tax return. We will also save it, and use it for home repairs.


AllofFive19
by Bronze Member on Jan. 8, 2013 at 3:35 PM

Probably not. I do not have real good luck finding coupons I need, and I usually have to do all my shopping at Wal, Tar and K-marts. 

Quoting HisSweetheart07:

interesting idea (getting the years supply of household items). 

Will you be using coupons along with getting your years supply? Seems like an interesting idea. I may bring it up with Dh. 

Quoting AllofFive19:

I'm going to try something new this year, and getting a year's worth of necesseties like bathroom tissues, toothbrushes, toothpaste, et al. with the tax return. We will also save it, and use it for home repairs.



Mommy980106
by on Jan. 8, 2013 at 3:37 PM
I like this idea!


Quoting AllofFive19:

I'm going to try something new this year, and getting a year's worth of necesseties like bathroom tissues, toothbrushes, toothpaste, et al. with the tax return. We will also save it, and use it for home repairs.


Posted on CafeMom Mobile
HisSweetheart07
by Bronze Member on Jan. 8, 2013 at 4:07 PM

Have you figured up exactly how much of each you're going to need? As in: you go through 1 container of shampoo every 6 weeks, so you'd need 7 bottles? etc 

Or are you just going to buy 12 of each? one for each month - then just let your stockpile roll over if you don't use it all in the year?

Quoting AllofFive19:

Probably not. I do not have real good luck finding coupons I need, and I usually have to do all my shopping at Wal, Tar and K-marts. 

Quoting HisSweetheart07:

interesting idea (getting the years supply of household items). 

Will you be using coupons along with getting your years supply? Seems like an interesting idea. I may bring it up with Dh. 

Quoting AllofFive19:

I'm going to try something new this year, and getting a year's worth of necesseties like bathroom tissues, toothbrushes, toothpaste, et al. with the tax return. We will also save it, and use it for home repairs.




AllofFive19
by Bronze Member on Jan. 8, 2013 at 4:22 PM

For my first time I'm guesstimating. I googled what other families my size used, and then chose a figure based on that. This is my list thus far:

 

One Year Supply Essentials

Personal Hygiene

Toothpaste/Toothbrushes --K-Mart
1 (4-pack) Peanuts toothbrushes ($2)
4 (3-pack) American Fare Toothbrushes - soft ($9)
2 (2-pack) Smart Sense Toothbrushes - soft ($5)
8 (6-oz) Colgate enamel protect ($24)
12 (4-oz) Colgate 2-in-1 Kids Toothpaste & Mouthwash ($36)
TOTAL: $76/year

This figure is based off changing toothbrushes every three months. 

Shampoo/Conditioner
12 (12-fl. Oz.)Suave Kid's Shampoo 2-in-1 Free and Gentle ($33)

Kel uses his body wash to wash his hair, and I'm switching to baking soda and vinegar.

Deodorant
4 (2-ct.) Secret Shower Fresh ($16)
4 (2-ct.) Suave Fresh ($16)
TOTAL: $32/year

Bodywash/Soap--K-Mart
6 bottles (24 oz.) Irish Spring Body Wash Original ($24)
3 bottles (12 oz.) Suave Everlasting Sunshine Body Wash ($6)
3 bottles (12 oz.) Suave Creamy Milk & Honey Body Wash ($6)
12 bottles (12 oz.) Suave Kid's Free & Gentle Body Wash ($24)
TOTAL: $60/year

The six bottles are for Kel, the two Suaves are for me. I like to change it up, and they were the same price. 

Shaving/Aftershave-Wal-Mart
7 (8-count) Shick Xtreme 3 razors ($84)
2 (3-count) Venus Embrace Disposable Razors ($16)
4 cans Barbasol Original ($7)
2 cans Pure Silk Coconut & Oat Flour ($4)
TOTAL: $111/year

Xtreme 3 are the ONLY razors that work for Kel, and they don't have them in the razor/cartridge. I have a Venus Embrace razor, but the disposables were cheaper. I'm lucky I don't have to shave often.

Paper Products

Toilet Paper -Wal-Mart
14 (24 rolls) Angel Soft Double Rolls ($147)

I figured 50 rolls per person per year.

Feminine Products
3 (68-count) Always Dri-Liners Plus+ Pantiliners ($18)
5 (40-count) Always Ultra-Thin Pads, Long ($30)
TOTAL: $48

Normally I do the cheap crap, but as it is crap, I'm buying the good stuff this time :)

Kleenex-Wal-Mart
1 (4-count) Puffs Plus Lotion Facial Tissues ($5)
Refill with toilet paper by cutting side of box
1 (280-count) Kimberly-Clark Kim-wipes Tissue ($3) - to try
TOTAL: $8/year

Cleaning Products

Washing Machine - Wal-Mart
6 (135-oz) bottles Purex Triple Action Mountain Breeze Laundry Detergent ($60)
10 (55-oz) bottles Purex Spring Waters Crystals ($90)
1 (22-count) Purex Complete 3-In-1 Tropical Escape Laundry Sheets ($5) - to try
4 (160-count)Great Value Free & Delicate Fabric Softener Dryer Sheets ($16)
4 (3-count) Affresh Washing Machine cleaner ($26)
TOTAL: $197/year

Dish Soap
1 (13.5-oz) bottle Dawn Direct Foam ($4) - K-Mart
4 (60-ounce) bottles Great Value dish soap ($16)--Wal-Mart
TOTAL: $20/year

You can refill the Dawn Direct's with regular soap. I think its 2 parts water to 1 part dish soap. I am competely lost on how much I'll need, but I think 4 should do it. I plan on getting a gift card in a pre-set limit (I have no clue what limit right now) for mistakes in my figures.

Pet Care

12 (37-lb.) Arm & Hammer cat litter ($171)

Their cat food is on our grocery list. I would've done cleaners too, but I normally use baking soda and vinegar for cleaning. 


Quoting HisSweetheart07:

Have you figured up exactly how much of each you're going to need? As in: you go through 1 container of shampoo every 6 weeks, so you'd need 7 bottles? etc 

Or are you just going to buy 12 of each? one for each month - then just let your stockpile roll over if you don't use it all in the year?

AleaKat
by on Jan. 8, 2013 at 4:24 PM
Debt relief
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