Do you own or rent your home? What do you think the benefits are to either of those.
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Own. Benefits: I can make any redecorating/remodeling/energy efficient changes that I want without having to get permission, no one can kick me out if I can't make a payment.
I own my home. Big tax break when you have a mortgage. Mine is now paid off. It's great to have the asset.
Own. I can do whatever I like to it.
Own - tax write off and hopefully, you eventually pay it off
We own. I pay on it every month and in the end it is mine. Every creak, leak, grass cutting, etc is mine. I get to decide if I want to paint the house neon pink. I get to have what ever animals we want on our land. No landlord telling me I can't do something and then never bothering to fix things when they are broke.
The tax break is great right now but honestly I'd rather have the house paid off then have the tax break. It would be a bigger savings. I love being able to plant flowers and trees. We even have one that is a "grandchild" to my grandparents old farm. We got it when our one grandson was just 1 when he came to live with us. He's now 6 and the tree is reaching to the sky!
I currently rent and the one nice thing about it is that if something goes wrong, someone else has to fix it. However, in the long run the fact that I will pay all this money and have nothing to show for it is why I am working on buying as we speak!
benefits: Tax credits for mortgage and interest, no jerks living underneath you, or on the other side of a wall, or above you, more space.
rent if I was smart would have rented an apartment. I can never own a home now and now i woudn't want to.
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