See what CafeMoms are saying about saving time this holiday season..
We are in Week 19 of the challenge. If you are following the chart (below) you should have saved at least $190 by the end of this week.
Check in and let us know how you are doing and...
Do you have a separate emergency fund set aside? Dave Ramsey says that everyone should have a Baby Emergency Fund of $1000 if they are in debt and if you are not in debt (other than a mortgage) that you should have a minimum of 2-3 months saved as an Emergency Fund. Either amount can seem daunting when every penny counts in your household budget but it a really great piece of advice to follow. The Savings Challenge is a great start to an emergency fund!
Good luck and have a great week!