I will try to keep this short. My eh and I have been together for almost 6 years. B4 we got together, we both had some financially crappy hints happen to is( hurricanes destroyed homes and businesses, divorce, and much more) so it has needless to say started us off not exactly on the right foot financially speaking. As it continues, life happens. I got pregnant and had to take a maternity leave, which put us down to one income for a while. I just recently lost my job too, btw. DH has found a way...we have found a house that we qualify for. It with all of the bills will be lower than what we are paying now for in rent. We have managed to come up w/ the required down payment. Are we stupid for buying this house in our current financial situation? We have no extra money, no backup, no credit card for emergency, no real reason to do this. Cam says we are still not being financially responsible and we are crazy.... What do you think?