It's trying to come back to Haunt me!
I closed a credit card almost 2 years ago when I paid it off. Guess what I just got in the mail?
A brand spanking new card even though the account was supposed to be closed. I've never heard of them sending you a new card when you no longer have the account open. I closed it and got a personal loan because they decided to jack my interest rate up to 21% when I missed the due date by 1 day! By their statement I'd have paid it off in 15 years! Instead I have now paid it over 1/2 off and if things keep going like they are I'll have it paid off in the next year as I've got another bill almost paid off and then that is going on the loan.
Good thing I don't believe in ghosts.