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Are you shopping with a credit card?

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by on Nov. 12, 2012 at 11:01 AM
Replies (41-50):
lillucky8
by on Nov. 14, 2012 at 9:25 AM
Online i only use my credit card in case of vandalism it wont effect my bank acct
Posted on CafeMom Mobile
Janet
by Ruby Member on Nov. 14, 2012 at 9:27 AM
1 mom liked this

 There are different keys to good or great credit. Pay all bills on time, don't have too much credit, etc....

Quoting Kris_PBG:

I have payed off my credit cards in full every month for the past 15 years +.  I have a credit score over 800.

The key is to take out credit and pay it back.  There is no need to waste your money running a balance and paying interest .

If you regularly use credit and re-pay credit on time your credit score goes up.

Quoting Janet:

 It came from the experts mouth.

Quoting Kris_PBG:

Quoting Janet:




No you do not - that is a myth.

 

 

 

splatz
by Sarah on Nov. 14, 2012 at 11:08 AM
My credit is already destroyed thanks to my ex husband. I rather not pay $10 a month for a credit card that I don't use. They have horrible customer service as well and have started coming up with all sorts of fees.

Quoting Janet:

I heard cancelling is bad for your credit too.


Quoting splatz:


Nope! I paid mine off a few months ago. I just need to cancel it now. I keep forgetting... I should do that today.


 

Posted on CafeMom Mobile
Janet
by Ruby Member on Nov. 14, 2012 at 11:24 AM

  Get rid of them!

Quoting splatz:

My credit is already destroyed thanks to my ex husband. I rather not pay $10 a month for a credit card that I don't use. They have horrible customer service as well and have started coming up with all sorts of fees.

Quoting Janet:

I heard cancelling is bad for your credit too.


Quoting splatz:


Nope! I paid mine off a few months ago. I just need to cancel it now. I keep forgetting... I should do that today.


 

 

delanna6two
by Platinum Member on Nov. 14, 2012 at 1:08 PM
1 mom liked this

No

splatz
by Sarah on Nov. 14, 2012 at 1:20 PM

Exactly! :) It would be different if I didn't get charged their new monthly member fees. 

Quoting Janet:

  Get rid of them!

Quoting splatz:

My credit is already destroyed thanks to my ex husband. I rather not pay $10 a month for a credit card that I don't use. They have horrible customer service as well and have started coming up with all sorts of fees.

Quoting Janet:

I heard cancelling is bad for your credit too.


Quoting splatz:


Nope! I paid mine off a few months ago. I just need to cancel it now. I keep forgetting... I should do that today.


 

 


Kris_PBG
by on Nov. 14, 2012 at 5:23 PM
1 mom liked this
Quoting Janet:




To be dead honest, I was shocked when I saw how high it was!

Dh's was about the same! (I pay all if his bills too!!!!)

Talk about a happy surprise!
MistressMinerva
by Jennifer on Nov. 14, 2012 at 5:50 PM
1 mom liked this

Just my debit/check card.

JoaquinsMommie
by on Nov. 14, 2012 at 5:56 PM
1 mom liked this

Nope Just MONEY

DixieFlower
by on Nov. 14, 2012 at 8:06 PM
1 mom liked this

No we won't. I see no need to buy on credit.

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