See what CafeMoms are saying about saving time this holiday season..
Can you? In the last week I have received 1-2 phone calls a day from a debt collector and just received a letter/statement in the mail this week. I generally don't answer phone numbers that I don't recognize, but I thought it was a friend of mine. The lady goes on to tell me that she's calling on behalf of this company for an ER visit I have January of 2010. Why haven't I paid? Why haven't I contacted them? I do my best not to get upset, but this lady was nasty. She went on to tell me that she was going to contact my employer to verify my employment - um - no you're not! I work for family and they aren't going to tell you jack!!! I also told her that they weren't going to garnish my wages like they think they can so there wasn't any reason to call my job. She said something and I lost it. She told me that they could take me to court and I would have to pay all of the court fees and so on. That as of right now this isn't on my credit but will be. I ended up hanging up on her.
They are charging an additional $222 on top of the $888 that the hospital originally charged me. I asked for a document in the mail, she tells me "No. I'm not sending you anything in the mail that's going to cost us money. I can email it." Fine!! I waited for over an hour and nothing so I called the place back from the number she called me from. A new lady says that the first lady wasn't allowed to send it after she talked to the supervisor - it's on hold - they're going to send a letter and the supervisor is going to send a letter to my email. Whatever. I talked to a few people and none of them have been taken to court or anything over unpaid medical bills. I have been to the ER 3 times in the last 6 years with no insurance (while I was pregnant I was on Medicaid and went three times all pregnancy related) and they were for things that I couldn't wait until a walk-in doctor opened or until I could find an affordable doctor that I could pay out of pocket.
I've been ignoring the phone calls - I added them to my contact list so that I don't accidentally answer it. I feel bad, sure, but so many things have happened over the years and I've honestly forgotten about it. Now for me to attempt to pay $10 a week even is a lot. By now the hospital and staff has already been paid for this bill - so I'm tempted to just keep ignoring it.