Yes I know... We are all going to be sick of this topic soon but I have to ask because I am just curios. Myself... Well I normally blow it because I used to be able to afford to do so. Usually on more expensive versions of things I needed or just going out and having fun with my daughter for several months. But last year I was stupid. I fell on hard times and didn't plan ahead. I paid off my bills but I also got pregnant in dec or January. I had to buy tons of things for the baby because the dad refused to acknowledge her (again I was stupid for even being with him in the first place) and I am behind on all my bills again. I SHOULD be getting $1500-$2000 in back support and around $7000-$8000 in income taxes. I am paying off all my debt and paying all my bills (minus the rent, just the utilities and insurance) 3-6 months ahead (I am guesstimating that will cost me about $3000-$4000). Then I am buying both of my daughters clothes for the whole year (probably about $500-$800 for both). I plan on getting gift cards for toys r us for each of them for Christmas and their birthdays ($250 in gift cards for each for Christmas and $200 for my older for a birthday party and presents and $100 for the baby for birthday and presents). And I also plan on buying a Sunoco gift card and putting money on that (about $400 in gas gift cards). I will also buy gift cards to my local grocery store at about $600. I am determined to make this year financially easier than last year!!! I am doing these gift cards and paying ahead with my bills so that if I end up loosing hours at work again or my car breaks down I have a back up plan. I will still pay on my bills every month too. If I do this with these numbers I should have between $2000-$4000 left over to save so we can finally go visit family across the country that I haven't seen since I was 15 and who haven't met my 6 year old or my baby and put the rest back for extra emergencies. I can hardly wait until income taxes come back. I am so broke right now I only eat one meal a day so my kids can eat.
on Jan. 24, 2014 at 12:36 PM