So we have a rough estimate of our refund, and DH decided (against all sense) to share what our plans are, pay off some bills that came up for emergencies, get ourselves some things, pay for yard care, etc-mostly practical with a few fun things for us. FIL and MIL both asked why not get another car. DH is wheelchair bound. We have a perfectly functioning mini van that I drive. We have no use for a second car because, well, there is only one driver. I am not going to pay more in insurance or property tax to have a freaking back up car in case my mini van conks out so badly my mechanic filled family can't fix it, and no one can lend me a vehicle until we got everything sorted out. They couldn't understand why we don't want another car. Our van is paid off, ours free and clear. Our entire refund wouldn't cover the cost of a second car, I refuse to go into debt for an unneeded car. Sometimes they astound me.