I have a loose budget.
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I have a very strict budget and I have to stick to it.
Somewhat. I know what I have available to spend and that's what I spend. We pay for everything with cash or rewards points.
Oh yes indeed.
We don't have credit cards. We deal strictly in cash and when we need to pay a bill we usually use a money order or a prepaid debit card. So, yes we have a budget. Always do in everything because we basically use cash. :)
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