Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

middle class isnt lazy!

Posted by Anonymous   + Show Post
So I sat down and put together my shopping list for groceries tomorrow! Collected my coupons, wrote out my list of price matching from the adds. All ready and organized! Should only spend 76ish bucks for roughly 260ish worth of food/tolietries. =)

I'm bringing this subject up because I've seen a LOT of PA posts floating around on cm as well as the "lazy middle class who should work harder...." etc posts floating around.

My husband and I are middle class people that work DAMN hard at not being poor and not living paycheck to paycheck. We both have awesome full time jobs. I currently work as "security" (because I can't say what I exactly do) at a large "department store" (again due to the nature of my job cat say where I work) and my husband works at a communications job (again due to the nature of his job can't say what he does or where: which he just got his 10 year pin.) We both have full benefits, full 40 hours a week. With our income we are still considered "middle class".

However. We have no debt. And here's why....
1) on Sundays after church, Sunday naps, and football (yes football fans! Opposing teams of course!) And after the lil one is in bed, we watch our Sunday shows. While doing so, I go through my Sunday paper and Wednesday paper and clip coupons. I save the ones I don't clip for a coupon switching group I'm in at church on Wednesday nights. Then I go through ALL of the grocery ads. I do not discriminate. I have found stealler deals in all sorts of grocery ads. I organize these all in a notebook.

I organize it line by line as such:
1) russett 10lb potatoes .88cents @ Frys. Coupon for $1 off.
2) charmin bath tissue double roll @ Bashas for 5.45 coupom $1 off.
3) etc.

I organize it as such to make check out smoothly. I organize my coupons to coincide with my list. I organize the belt according to my list to make price matching go smoother.





2) we automatically take our tithe of the month out at the first checks (mine and his) and tithe our church.

3) we take 200 dollars: 100 from his and 100 from mine. And 100 goes into our savings and 100 into our childrens. This is all of our checks.

4) we set a monthly budget that we check every week to make sure we are on track.

5) We buy in bulk. Costco diapers are 200 count for 30 bucks. We've constantly had 5 dollar off coupons. So for 25 bucks a box of kirkland diapers so we buy 3 boxes. Never know when we will have more of those coupons. You can ALWAYS exchange for a bigger size.

6) We have Christmas/Birthday/anniversary shopped and scouped up deals/coupons all year long since January.

7) We are not afraid to use discount programs. For instance KMART and Sears who are sister companies have the "Shop Your Way Rewards program. Where you literally earn money every time you shop there. Then we use that cash.

8) our house rules are;
a) no sale/coupon/price match no purchase unless absolutely needed.
b) we don't buy unless we need it.
c) no cash means no purchase. We refuse to be in debt.

9) fill up at the cheapiest gas station on the way home from work every pay day or as needed. We pay 3.11 at that gas station vs 3.35 at the gas station by our home.

10) and finally, we make "wish lists" of things we desire/want/need. That once a month we budget it in or depending on the price we buy. Because your peace and happiness is what makes a difference.

Its all the mind set. Determination.

So do you STILL think that middle class people are lazy?

(PS: my coupon clipping and price matching list takes maybe an hour or hour and a half.)
Posted on CafeMom Mobile
Posted by Anonymous on Nov. 20, 2011 at 11:25 PM
Replies (31-39):
thenameshailie
by Emerald Member on Nov. 25, 2017 at 3:42 AM
I want to be more like you
Anonymous
by Anonymous 15 on Nov. 25, 2017 at 3:46 AM

Nobody gives a shit!

Anonymous
by Anonymous 16 on Nov. 25, 2017 at 4:11 AM

6 kids with that income in a high COL area is nothing.   You don't make enough money to support all of them. You are struggling because of that, so maybe you need to get a job.

Quoting Anonymous 14: I wish I could stay in budget and be more disciplined. My husband makes $105k a year, we have about $4k in monthly bills and we have six kids. We live in a HCOL but we shouldn't struggle yet we do. Tips!!!


Anonymous
by Anonymous 17 on Nov. 25, 2017 at 5:18 AM
I fucking hate extreme couponers. They should make all of you go through your own line. You hold everyone else up while my milk and yogurt get warm and my ice cream melts. Let me just give you $100 to get the hell out of my way. No purchase without a coupon? You gotta be kidding me.

I’d go crazy if I lived so tight I cared about running from store to store...to save $1 on Charmin? Why not just use a cheaper brand? All you do is wipe your ass with it and you use the most expensive kind.

And $100 a week in savings? That’s it? What do you do if your car blows up, use a coupon for your engine? How much are you saving for retirement?

You may think you’re middle class but you sound one paycheck away from being poor and incurring massive debt when catastrophe hits.
Not_A_Native
by Ruby Member on Nov. 25, 2017 at 5:54 AM

the whole post reminds me of something I was told years ago.

You can save more pennies, or earn more dollars.

2blessed2bitch
by Gold Member on Nov. 25, 2017 at 6:01 AM
I'm not very good at couponing. I always spend more.
Anonymous
by Anonymous 18 on Nov. 25, 2017 at 6:02 AM
1 mom liked this
I love 2011 posts. So retro.
Anonymous
by Anonymous 14 on Nov. 25, 2017 at 2:38 PM
Childcare would eat up my paycheck. My husband owns his company but hasn't given himself a raise ior bonus n almost 5 years. I don't work for the company but I'm very involved and know the finances. We can afford a nice raise but he doesn't want to take that money out of the business. We were talking about finances this morning and I told him when the fiscal year ends in March he's taking a big raise. He was against it until his sister (she's here for the weekend) agreed. So he's now agreed to it and I'm holding him to his promise.

Quoting Anonymous 16:

6 kids with that income in a high COL area is nothing.   You don't make enough money to support all of them. You are struggling because of that, so maybe you need to get a job.

Quoting Anonymous 14: I wish I could stay in budget and be more disciplined. My husband makes $105k a year, we have about $4k in monthly bills and we have six kids. We live in a HCOL but we shouldn't struggle yet we do.

Tips!!!

bluebunnybabe
by kid crack dealer on Nov. 25, 2017 at 2:46 PM
1 mom liked this
I was wondering if op is even still a member. Lol

Quoting KendallsMommee: Old.
Add your quick reply below:
You must be a member to reply to this post.
Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)