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Mom Confessions Mom Confessions

Someone else paid my house payment!

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I recently started a new bank account. I switched all my automatic payments over to my new account. Well, on the 27th, my first house payment got paid since opening the new account.

The problem is that the money didn't come out of my new account or my old account. I have waited several days and nothing has came out.

I think they charged my house payment to someone else. I emailed the bank yesterday and nothing. No response.
Posted on CafeMom Mobile
by on May. 1, 2012 at 4:35 PM
Replies (41-50):
TrouserMouse
by on May. 1, 2012 at 5:27 PM
It doesn't really affect me. It could be hurting someone else though. I am sure they will get the money back where it goes.

Quoting squag.mom:

I'd be nervous and wanting to find out too!



Quoting Kodysmommy928:

That would make me a nervous wreck until they figured out what happened.  I am sure someone will want their cash back.

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hollydaze1974
by on May. 1, 2012 at 5:30 PM
you need to go to a branch
squag.mom
by on May. 1, 2012 at 5:32 PM
I'm sure. I can't imagine a large amount missing out of my account and me not notice it.

Quoting TrouserMouse:

It doesn't really affect me. It could be hurting someone else though. I am sure they will get the money back where it goes.



Quoting squag.mom:

I'd be nervous and wanting to find out too!





Quoting Kodysmommy928:

That would make me a nervous wreck until they figured out what happened.  I am sure someone will want their cash back.

Posted on CafeMom Mobile
TrouserMouse
by on May. 1, 2012 at 5:32 PM
They don't have a branch near me. It is going to have to be done over the phone.

Quoting hollydaze1974:

you need to go to a branch
Posted on CafeMom Mobile
quickbooksworm
by Ruby Member on May. 1, 2012 at 5:33 PM
ACH can sometimes take several days. I would contact the mortgage company and let them know so you don't get bounced check fees and a late charge, not to mention the hit on your credit.

Bank account numbers don't get reused so I'd definitely follow up on it.
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Polemomma2010
by on May. 1, 2012 at 5:35 PM

That's awsome. 

TrouserMouse
by on May. 1, 2012 at 5:35 PM
Bounced checks and fees from what?

Quoting quickbooksworm:

ACH can sometimes take several days. I would contact the mortgage company and let them know so you don't get bounced check fees and a late charge, not to mention the hit on your credit.



Bank account numbers don't get reused so I'd definitely follow up on it.
Posted on CafeMom Mobile
NDADanceMom
by on May. 1, 2012 at 5:37 PM

Unfortunately either way they are likely to figure it out. 

TrouserMouse
by on May. 1, 2012 at 5:37 PM
Why is it unfortunate?

Quoting NDADanceMom:

Unfortunately either way they are likely to figure it out. 

Posted on CafeMom Mobile
pasteeater
by on May. 1, 2012 at 5:39 PM
Thats messed up. lol

Quoting Anonymous:

That is fucking awsome! wish that would happen to me ;)

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