Ok heres the story my car was parked in my driveway and my kids and their neighborhood friends were playing in my yard. WELL this little boy takes my dd bike to the front yard and he ended up scratching both sides of my honda that by the way i just got three months ago!!!! I have full coverage and his mom knows she said she was going to take care of it but i went to get qn estamation on damage qnd its 1,800. I dont think shell want to pay that but i just dont know what to do if she doesnt do i put it on my insurance and if so does it higher up my payments.
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