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If you are NOT on any type of assistance *edit*

Posted by Anonymous   + Show Post

How do you do it? Do both of you work? Does one work and make so much money you have enough to pay all your bills? Seems like it is soooo hard to live without getting some money from the state or something to help.  

I love hearing the spirit of so many of you. The stories of financail difficulties and the work youve done to make it work on your own. I love it. Thank you for sharing, it has been ispiring.  And i have never been on any pa, my husband makes an ok living, and we live within our means. Kind of my point with the post. Glad to see so many positives, not, yeah, i dont know how you do it either.

Posted by Anonymous on May. 5, 2012 at 12:30 PM
Replies (191-200):
by on May. 5, 2012 at 3:27 PM
We work. Save. Manage money well.
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by on May. 5, 2012 at 3:33 PM

My husband is the only paid worker in our house, and we do not get any assistance. He is a welder and we do not struggle at all. We used to struggle before he started welding though. It feels good to have money left over after all the bills are paid and debt free. I am in school too. I will be a psychiatrist in about 4 years. Then we will be even more comfortable with two incomes.

by Anonymous 26 on May. 5, 2012 at 4:43 PM

wow i cant even fathom what it would be like to make that much money..... lol
 thats like a tax return every month! 

Quoting Anonymous:

Because you asked, my husband grosses $107,000 a year.  He does not have a college degree and gets to work from home three days a week when he's not teaching classes.  he is a technical trainer for GE Oil and Gas.  He is great at his job.  So great that he has guys on rigs calling him from all over the world to get his advice on how to handle a problem.  He earns his money and paid his dues by having to spend months at a time away from home and in dangerous countries.  Thank goodness he stopped that as soon as we decided to start having children.

Quoting Anonymous:

alot of the women say there husbands work enough to support them....... what is enough?  i know its a personal question but you can go anon.  my dh makes about $1600 a month, I make only about $700/mo we are on housing assistance right now they pay about
$500 of our rent and we get about $1000 in fs.  so just to make it each month on our own we would need to make

$900 for rent, $200 for electric, $120 for insurance, $100 for cable phone internet, $150 for cell phone and about $1000 for food. And thats not to mention daily gas needs, medical, etc.  We would probably need to make about $3200 a month just to be off of assistance.

how do you guys do it? 

Are all of you living comfortably without assistance college graduates?  That was never an option for dh and I so this is what we have to do to get buy.

by on May. 5, 2012 at 4:58 PM
Judgmental much, ANON??

Quoting Anonymous:

You go to college, get an education, and get a real job. Minimum wage is for high school students. I find it ridiculous everytime i see an adult working at mcdonalds. Do something with your life and you wont ever need PA

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by on May. 5, 2012 at 5:01 PM
Dh works:)
I stay home.
He makes enough to support us.
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by on May. 5, 2012 at 5:02 PM

 I worked hard for many years and still do.  While I didnt really like high school, I didnt let that stop me from going to college.  I went and LOVED it!  I went on to get my bachelors, then my masters, and finished with my CPA as well as other credentials along the way.  I met my husband at a company I used to do work for and he has a wonderful career and does very well. 

I did not grow up with money and I paid for college myself with student loans as did my husband. For many years we both worked, drove old cars (and we still have one old car which my husband uses to commute even though we could afford a nice one...but why, when you are just going to drive the doors, off...he drives 60 miles each way to work) and lived in cheap housing.  By saving and by paying cash as we went, we were able to do well.  Plus, our earning potential has increased since we are more established in our fields.  I have an office in my home as I don't do much, if any face to face work for people.  I've had the same clients for 15 years now.

My suggestion would be to any young person....

Do job training, be it college, university, or trade with a specific job in mind.  Make sure that job is one in demand and that PAYS.  I have a cousin who is going to a university to be a social worker and is getting student loans every semester and will have no real paying job when she's done.  She'll be 65 before she can repay her student loans at this rate.  Plus, the max salary she will ever get for what she is going to be (this is according to her) is about $26,000.  She is wasting her time.  I've tried to tell her that but people only hear what they want to hear.

They other advice I would give is to go to a Financial Peace University class and then actually take their advice.  Dave Ramsey does a good job of advising as a whole and he has a lot of information and books out there that can't hurt you.

Best of luck and God Bless.

by on May. 5, 2012 at 5:03 PM
Husband has a good job. I have a good job. We both make decent living.

We live within our means. That's it.
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by Anonymous 39 on May. 5, 2012 at 5:03 PM
I won the lottery.
by on May. 5, 2012 at 5:04 PM

We both work, and have good paying jobs.  Hubby is in his Masters program so hopefully in a year we will be doing even better!

by on May. 5, 2012 at 5:04 PM

 My Hubby works and I worked for years until I got pregnant with my 2nd son.  I have a college degree and will go back to work when kids are in schooll but for now Hubby makes more than enough money for me to be a SAHM.  I make a budget and stick to it each week so our bills are always paid and food is on the table.  I do know that I am Blessed beyond measure and I wouldn't change my life for anything.  Hubby works M-F and off on weekends so he can help me out.

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