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Mom Confessions Mom Confessions

Guess what I did!....judge away

Posted by Anonymous   + Show Post

  I took out a bunch of payday loans and then closed my bank account and opened another one....judge away!

Posted by Anonymous on Jun. 6, 2012 at 7:47 PM
Replies (281-290):
Apr1l
by Gold Member on Jun. 6, 2012 at 11:51 PM
Did anon ever say what the money was for????
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Anonymous
by Anonymous 1 - Original Poster on Jun. 6, 2012 at 11:52 PM

 Yes, I said it was to pay bills and buy groceries.

Quoting Apr1l:

Did anon ever say what the money was for????


Apr1l
by Gold Member on Jun. 6, 2012 at 11:55 PM
Oh well ultra crappy situation...
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kyuteangl88
by on Jun. 6, 2012 at 11:56 PM
Ha ha ha, dumb.
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ReadWriteLuv
by on Jun. 7, 2012 at 12:47 AM
1 mom liked this
I hate to play devils advocate here, but you were good to pick the state of Texas to do this in. By Texas law they are prohibited from pressing criminal charges against you, but after 31 days they can seek collections and a civil suit.

Moral of this story? If you are going to be shady and want to get away with it, do it in Texas.
Posted on CafeMom Mobile
mommac10
by on Jun. 7, 2012 at 12:49 AM

 Oh dear jesus. Some people just aren't so good at this life thing are they ????? Smdh!!

wittyscreenname
by on Jun. 7, 2012 at 8:31 AM

Girl, me too. It was HORRID work.

We wrote a loan to this girl who was pregnant. She ended up going into labor and having the baby at only 20 weeks. The baby lived for 17 days. Our DM wanted us to go to the babies FUNERAL to try to collect the money! I quit that day.

Quoting Mommototwo:

Meh, I worked loans when I was in LA. Soooo glad to be out of there and out of that career!

Quoting wittyscreenname:

I live in KY and they just had to tell us over the phone to stop calling and we couldn't call anymore.

I just had to do that today, actually. We have a recycled number and a pay day loan place kept calling us and we'd tell them we don't know the person. They kept calling and I finally just said "Do not call here again"

Quoting Mommototwo:

Almost, but not quite. They have to send a certified letter to the collections stating that they no longer wish to be contacted.

Maybe that varies by state?

Quoting wittyscreenname:

To the part in red, if they DO that, then all your family has to do is tell them to stop calling them and they have to, by law. Creditors are not allowed to harass anyone BUT you and if your references and/or employer tells them to stop calling, they have to or they can be sued.

Quoting Mommototwo:

Hahahahahahahhahaha I used to be a loan officer. Your goose is cooked. Your credit is ruined, they will take you to court, they will ganish your wages or taxes and before it gets to that point they will try to hunt you down via your friends/family.







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NDADanceMom
by on Jun. 7, 2012 at 8:37 AM

 WHo did you work for? Satan?

Quoting wittyscreenname:

Girl, me too. It was HORRID work.

We wrote a loan to this girl who was pregnant. She ended up going into labor and having the baby at only 20 weeks. The baby lived for 17 days. Our DM wanted us to go to the babies FUNERAL to try to collect the money! I quit that day.

Quoting Mommototwo:

Meh, I worked loans when I was in LA. Soooo glad to be out of there and out of that career!

Quoting wittyscreenname:

I live in KY and they just had to tell us over the phone to stop calling and we couldn't call anymore.

I just had to do that today, actually. We have a recycled number and a pay day loan place kept calling us and we'd tell them we don't know the person. They kept calling and I finally just said "Do not call here again"

Quoting Mommototwo:

Almost, but not quite. They have to send a certified letter to the collections stating that they no longer wish to be contacted.

Maybe that varies by state?

Quoting wittyscreenname:

To the part in red, if they DO that, then all your family has to do is tell them to stop calling them and they have to, by law. Creditors are not allowed to harass anyone BUT you and if your references and/or employer tells them to stop calling, they have to or they can be sued.

Quoting Mommototwo:

Hahahahahahahhahaha I used to be a loan officer. Your goose is cooked. Your credit is ruined, they will take you to court, they will ganish your wages or taxes and before it gets to that point they will try to hunt you down via your friends/family.






 

Mommototwo
by on Jun. 7, 2012 at 9:07 AM

That's pretty sick. I quit after I had to call a woman who had just had open heart surgery and was still in the hospital. I was supposed to use the logic "You can still pay your cell, now pay your loan" if she answered. We didn't know if she had survived the surgery.

Quoting wittyscreenname:

Girl, me too. It was HORRID work.

We wrote a loan to this girl who was pregnant. She ended up going into labor and having the baby at only 20 weeks. The baby lived for 17 days. Our DM wanted us to go to the babies FUNERAL to try to collect the money! I quit that day.

Quoting Mommototwo:

Meh, I worked loans when I was in LA. Soooo glad to be out of there and out of that career!

Quoting wittyscreenname:

I live in KY and they just had to tell us over the phone to stop calling and we couldn't call anymore.

I just had to do that today, actually. We have a recycled number and a pay day loan place kept calling us and we'd tell them we don't know the person. They kept calling and I finally just said "Do not call here again"

Quoting Mommototwo:

Almost, but not quite. They have to send a certified letter to the collections stating that they no longer wish to be contacted.

Maybe that varies by state?

Quoting wittyscreenname:

To the part in red, if they DO that, then all your family has to do is tell them to stop calling them and they have to, by law. Creditors are not allowed to harass anyone BUT you and if your references and/or employer tells them to stop calling, they have to or they can be sued.

Quoting Mommototwo:

Hahahahahahahhahaha I used to be a loan officer. Your goose is cooked. Your credit is ruined, they will take you to court, they will ganish your wages or taxes and before it gets to that point they will try to hunt you down via your friends/family.







DixieL
by Ruby Member on Jun. 7, 2012 at 1:42 PM


Quoting Anonymous:

  I already explained it, we my dh' hours fell back and we had too many bills due and took one loan and then had to take anohter and it just snowballed out of control and now we cant pay them or they will take practically his whole check.

Quoting DixieL:

I don't understand why you did that

 I understand that I know how hard it is Good Luck to you


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