I just found out that my mother has access to my bank account online! When I first opened the acct she had to "co-sign" because I was underage. I thought she has limited access and could only get into if something should happen to me. Well, my whole family has accts at this bank (it's a credit union) and you have the option of linking the accts together, for the purpose of transferring money ONLY. So if my sister needed some money, I could transfer it to her acct. But I would have no access to take funds from hers or even see how much money she has. I thought that was how it was for everyone!
Well, my mother just asked me to borrow a little money. I said yes, that I would transfer it. She said not to worry because she can do it. So I'm thinking WTH?! How can you do it FROM my acct!?!?? She tells me she gained access to it a while ago and she thought I knew that. Uh, NO!! I had no idea that you can see how much money I have at all times and what I spend my money on. Not to mention, this acct I share with my DH! So my stomach dropped when she told me that. It makes me really uncomfortable! She has asked to borrow money before and I said no, even though there was money there, because we had plans for it. So now I feel like she looks first and knows when I have money to ask!
I'm not sure what to do. I don't want to seem like a bitch, because she just asked me if I'd like access to her acct too (just in case something happens to her). But I feel like, I'm 30 and married and my DH should be the only one who needs access.
Maybe I'm overreacting. I'm just in shock right now and it made me feel sick lol!