I was checking out the website healthcare.gov (Thanks cafemom for that video). Well on there they have a find"affordable" insurance close to you option and give you other options of obtaining insurance. Which of course includes get insurance through work, get personal insurance, use low cost care clinics, and there was one more option. Anyways, We already do the affordable clinic thing, so I "learned more" about the affordable healthcare options. I first did it with just my husband and it was $200 a month. Then I was like well what if I did my whole family. All of them were $900+. That is Rent, electric, and car insurance for me. How in the heck is that affordable. Oh and it has a chance of being a higher rate if there are any health issues. Affordable my ass.