But I need to vent. I have had a horrible week. So last night I decided I would treat myself to a iPhone. I paid off my Apple card on Monday just in case I wanted to do this (yes I keep balances on my card to help with my credit score. I make my payments on time). Well I get to the cell provider store, get everything squared away and what happens? My card is decline. Why? I dunno. I should have $500 available according to my account. So I call. The stupid credit card bank put a hold for over half of my available balance on my card just in case my bank decides to reverse my payment. So I only have $200 available to me. WTH?!?! So I make a payment. My account says I have my full credit line available to me. But I can only charge $200 because the credit company put a hold on my account. I have never had anything like that happen before. I have never heard of a credit card company pulling such BS. I am seriously debating just canceling my card. That is ridiculous.