We're debating on what we want to do. I need a new (used) car, I'm due with another baby in March and my car is on its last leg. We had thought about hitting holiday sales for my car but will only have $1500 max down payment. We are considering waiting and using our tax return too add to the down payment to make monthly payments lower (plus some in savings), but I had planned on using the tax return to finish paying off the rest of DHs debts and add a little more cushion to the savings account. WWYD? We couldn't agree the other night when we had a chance to sit and talk about it
ETA: if we don't use the tax refund for the car we will still be getting a car just with a smaller down payment ($1500 instead of $1500+ part of tax refund)
Pay off the high interst debt first. Then worry about a car. You said it is on it's last leg, it's not dead yet. LOL
What kind of debt does DH have? CC/Student Loans/etc?
pay down the one with the higher interest rate
You said add a little more cushion to the savings account.
What do you have right now? Because if you don't have enough for a new car (or at least $1500 down payment), you should save up cash and buy another used one. It's my philosophy that you should never carry a car payment, but you also shouldn't buy shit cars, so it's a toss-up.
Quoting alexsmomaubrys2:Pay off the high interst debt first. Then worry about a car. You said it is on it's last leg, it's not dead yet. LOL
Then it sounds like you answered your own question.
Quoting Anonymous:
idt I can fit 3 seats in my car, to rf the front seat needs to be completely forward. and my car randomly shuts off while you're driving... So we can't really hold off on the car.
Quoting alexsmomaubrys2:Pay off the high interst debt first. Then worry about a car. You said it is on it's last leg, it's not dead yet. LOL
They are trying to ban buying soda from FS
Do you REGRET having kids