My son needs speech therapy and I just don't know how I can afford it UPDATE
My son just had a speech evaluation today. He's two years old and I thought he was doing just fine, but his pediatrician has been up my ass about speech therapy for 6 months now so today I took him. He says 15 or 20 words, but no one else can understand him except me and dh. He uses two word sentences and understands everything. He follows two step directions. I was really floored when the speech therapist told me he was at the level of a 15 month old. What? Who's 15 month old? Seriously are they just trying to find reasons to collect money? He is a little behind where his sister was at this age, but not by much. The speech therapist wants to see him every week. I don't know how I could begin to afford that. If I cancel my cable and interenet that will only pay for half and my husband needs to be able to check his work email. I don't have any extras to cancel. My daughter starts preschool next week and that is $95 a month. I feel like it's ridiculous, but then what if I'm wrong? Ugh I just don't know what to do. I'm going to call and ask how many weeks she expects to have to see him but, I just don't know how to find the money. If I just feel like if I make the wrong choice it could be a huge deal later.
To clarify we do have insurance but I can't afford 4 copays a month.
I appreciate every one's advice, and I've been googling like mad. I looked up Headstart but it's only available to low income people in my area and we won't qualify for that.
The school and health department offer a free at home kit I can pick up but I can't find anything about therapy. I'm still looking though. Thank you.
Thank you everyone for you help and suggestions. Someone was able to give me the number for early intervention and I just spoke to them. Unfortunately my insurance doesn't qualify me for early intervention in my state because they will not cover 30% of the total. Also it is not free. The said based on our income it would be $30.00 a session and that is only if I could get the insurance to cover the 30%, which they already said no to.
I feel like the more research I do the more frustrated I become . I really do appreciate every one's help though, so thank you again.