I'm embarrassed to ask this, but I need some imput.
My husband and I were teen parents. We have always had our own place and been on our own but we have had to rely on government assistance in the form of healthcare since day 1. My husband has the chance to get a promotion. He would have to go away for training but the pay will be higher then what he gets now.
I know this is a horrible way to think but we honestly have to consider it because making more money could add more stress because I don't know if a few dollar raise would be enough to off set the cost of health insurance that we would need to have, the co-pays, and any deductable and percentage that we're responsible for after the fact.
I am afraid of losing our health insurance through the state and not being able to pay for it with our own money. If we lose that, then we're going to be worse off then we are now. I know some people say to do whatever it takes to get off and we want to be off and we're working towards that, but I don't want to put my family at risk either if we can't afford to pay for health care and my kids get sick and can't be seen. We already have the cheapest of everything. We don't have cable. We do have internet but I take online classes and need a reliable internet connection at home. We do have one cell phone that we also need for emergencies, but it's the lowest prepaid plan available. We are as frugal as we know how to be already.
I know some people will bash me, that is okay. I really need to do what is right for my family. I can't just let them not have health insurance and I don't want to go into debt either. We want to make our lives better.