See what CafeMoms are saying about saving time this holiday season..
Many Americans are forced to live in motels, hotels, or with friends due to credit issues.
Americans are having a hard time so much as renting an apartment if they have bad credit.
Many Americans have foreclosures due to the home modification scam that was actually created to help us keep our homes. Foreclosure= no rental agreement in the credit check.
It is time to ban landlords from doing a credit check for rental properties.
Ladies, this is real. Some families are barely living in houses one step above condemnation all because of credit. I know this because at one time my family was in this situation. Had no choice but to rent dumps, in bad areas, or no tell motels. It wasnt because of the money, it was because of the credit situation. It took a couple of years of fixing credit to finally be able to get something that was nice. Hell the rent was CHEAPER once we were able to rent a decent place.
Some of you may not think this is a very serious problem, but it is. Anyone who has been in this situation knows how it feels.
The rental agreement should be based off of sufficient job income, and gut instinct. Regardless if people have bad credit, you ALWAYS HAVE to have a place to live! The ones that leave out of their leases are typically the ones who couldnt afford it in the first place.