That's right. He hasn't paid a dime in over 3 months. I got the letter yesterday and I guess so did he because he called me and bitched me out. As of today it has been suspended and he can't get it reinstated until either he pays what he owes or he makes a payment schedule that I agree to. Since he took his girlfriend on a cruise last month (when he had already missed 2 payments), he is going to have to pay the whole amount. He swears that he won the cruise tickets on the radio and maybe he did but to go, he had to take a whole week off work, that means using PTO hours that he could have cashed in and then worked the week instead (and it would have been like getting paid double) so I don't feel bad for him at all. I am just happy that they are finally doing something about it!