That's all I'm saying. I mean really. When you complain and bitch and whine and say how much life sucks, or how bad you have it, and then someone says "hey I can help you out"... take it.
When you don't, you send two messages: 1) I enjoy being miserable and don't want to get out of this hole, or 2) I'm not ACTUALLY that miserable, just being overdramatic and seeking attention.
I know you THINK you are saying "I can do this on my own, and I can make it through without help". But you're not. You're appealing to the compassion and generosity of others, and you're sharing your problems. They are offering you a solution out of the goodness of their hearts, and they WANT to help. It would BLESS them to be able to pitch in and offer a solution- even if it's just temporary.
When you say no, you are pissing all over the generosity and love of the people who want to help you. So if you're just seeking attention, you're crying wolf and you won't get the offers in the future, because everyone knows you'll just say no. And if you're enjoying the misery of your situation and refuse a way out, then you need serious mental help.