My dh and I recently noticed that our spending has gotten out of control. We have accumulated a hefty credit card debt. In order to pay it off, we are cutting some of the fat out of our budget. Tell me if this sounds crazy to you.
1-no going out to eat
2-only have on $30 cell phone
3-pack all lunches
4-no cable or netflix
5- my dh demanded his work pay half of our internet bill since they insist he have it for work.
I think this is a good plan and we only need to be this tight for 6 months to completely pay off our debt
my dh is also starting a 401k at work to make sure we save every month