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Mom Confessions Mom Confessions

Where does your money go every month? *Update*

Anonymous
Posted by Anonymous
  • 199 Replies

I would like to know with all this talk about people getting back 5K and more from the government. I wonder where they put there normal money here is our run down. I will do it bi-weekly because that is how I have our payments set up. I am a SAHM DH gets about 1850-2600 per pay period it depends on OT. We live with my parents in a nice area (an area that we could not afford on our own).

This budget is for the right now income if DH's take home is less we don't buy beer and wine and cut back on spending just to let you know.


First half of the month as of late lets say in income of $2300

  • 190 Gas for car & truck
  • 45 DH cell
  • 100 capital one
  • 400 truck payment will be payed off by May yes!!
  • 300 food
  • 400  savings added 100
  • 93 my cell 
  • 70 beer and wine
  • 96 student loans
  • 100 Wells Fargo credit card
  • 100 part of DS tuition(255)but I take some so we would not have to pay the full balance at once
  • 16.46 Netflix
  • 1810.46 TOTAL
  • 1510.46 without truck payment  


Second half of the month $2300

  • 100 Bank of America cc
  • 100 Banana Republic cc
  • 100 + 100 Gap cc without the truck payment
  • 185 car insurance
  • 350 car payment
  • 300 savings
  • 120 gas
  • 70 beer & wine
  • 300 food
  • 155 rest of DS tuition
  • 30 gym membership
  • 13.77 Sunday AJC newspaper for the coupons
  • 10 birch-box
  • 122.01 student loans
  • 2055.78 TOTAL


This was a good exercise for me because I see we spend a lot of unnecessary money. Now that my mother is planning on retiring I see we are now able to help with the bills but she will not let us, one time I had to sneak and pay the lawn man so she would not see. Man I/we are so blessed to have such wonder parents/in-laws DH tells me this all the time and I believe him.


What about you where does your money go?


We just payed off the truck two months in advance I am so happy now extra money can go into savings!!



Posted by Anonymous on Jan. 22, 2013 at 3:30 PM
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Replies (1-10):
atyou
by on Jan. 22, 2013 at 3:31 PM
2 moms liked this
*insert twilight zone music here*


Posted on the NEW CafeMom Mobile
Anonymous
by Anonymous 2 on Jan. 22, 2013 at 3:32 PM
32 moms liked this
Try living on your own without mommy and daddy and then we'll talk.
Anonymous
by Anonymous 3 on Jan. 22, 2013 at 3:32 PM
6 moms liked this
Damn thats a lot of credit cards!
Tesserae
by Mrs.Mellark on Jan. 22, 2013 at 3:33 PM

i won't bore you with details. we have car payments, mortgage, normal bills, cell, cable, etc. Plus food and lots of gas because hubby commutes. A lot of extra goes to my 8 yr old's motorcross hobby.

BeAuTiFuL.BLiSs
by Platinum Member on Jan. 22, 2013 at 3:34 PM
1 mom liked this

The usual. Rent and bills. Everything to keep a roof over my head and household running. That's where the majority goes.

You're very blessed. Lol.

CafeMom Tickers
Anonymous
by Anonymous 4 on Jan. 22, 2013 at 3:34 PM

Bills - 300

Food - 100

Gas - 50

Household needs - 50

Savings - 25

Entertainment - 25


This is weekly, Bills includ rent, water, power, gas, sewer, 2 cell phones and car insurance.

AMDS0304
by Gold Member on Jan. 22, 2013 at 3:34 PM

Where have you been hiding? I haven't saw you post anything in a while.

Quoting atyou:

*insert twilight zone music here*



Anonymous
by Anonymous 2 on Jan. 22, 2013 at 3:35 PM
* seen

Quoting AMDS0304:

Where have you been hiding? I haven't saw you post anything in a while.

Quoting atyou:

*insert twilight zone music here*






Kodysmommy928
by Platinum Member on Jan. 22, 2013 at 3:35 PM

That's a lot of credit card debt.

atyou
by on Jan. 22, 2013 at 3:35 PM
1 mom liked this
In a cave deep in the heart of a south American jungle.


Suprisingly, there's no wifi.

Quoting AMDS0304:

Where have you been hiding? I haven't saw you post anything in a while.

Quoting atyou:

*insert twilight zone music here*






Posted on the NEW CafeMom Mobile
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