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Daycare costs is eating a hole in my wallet

Posted by Anonymous   + Show Post

SO and I both work full time 40 hrs(1st shift 7-3) and week and that's the amount of time our LO is in daycare. He's 3 months old. No family members can watch him. Only ones that could would've been our mothers but both are in heaven. My step mom works part time but dedicates her time to her Jehovah's witness studies and baby sits her 2 year old grandson. My dad works 1st shift. SO sometimes works 2nd shift but can't drop off our son because he has a 2 door truck that he may soon be loosing,(he's had the truck for many years and couldn't trade it in because his ex refuses to sign off on it) it'll be repo'd by the end of the month or beginning of Feb. We don't know what date since our phones have been shut off. my other son is 8 yrs old and is already getting child care assistance and so my co pay is only $34 a week since he's school age and the daycare bus takes him back and forth to and from school. Our baby is still on the waiting list and we have to pay privately. He's fee $150 a week. My work schedule is steady unlike SO's. He'll have off random days, but always on a sunday since his work is always closed those days and he'll have off one day during the week. I hope the daycare would understand, though I have my baby assigned full time but until he gets on the assistance I'd rather have him in less than 5 days a week when his dad has off a day in the week if possible without it being a problem. I only have weekends off. It's hard because people assume you'll have lots of money saved up during unpaid maternity leave and when you return to work depending on what day it lands on the week of payday, it'll be less of a paycheck the first week until the next. We both get paid bi weekly. I'll be earning less since I now have both kids on my medical insurance and it's $60 taken out of my net total. SO has crappy insurance, you have to pay out of your pocket til a certain amount and then be eligible for paying co pays. Don't ask, it sucks. Altogether with both kids it's costing me $184 a week. It's like paying for a second apartment, our rent is $750 a month. SO has been trying for months on end to look for a better paying job. I don't know for sure how much less we'll be paying once our baby gets the funds available for assistance, I didn't start my older child in daycare til he was 3 yrs old but that was before the recession.    

Posted by Anonymous on Jan. 24, 2013 at 5:52 AM
Replies (11-20):
by Anonymous 6 on Jan. 24, 2013 at 6:36 AM

You would have to be very thorough and careful, but try Craigslist. I had to do it because I was kind of like you and that was my last choice. I found this women who doesn't have her licencse and just wanted to make a little spending money. I have twin girls and I pay $70 each, $140 a week for both. Good luck.

by Anonymous 7 on Jan. 24, 2013 at 6:40 AM

That sounds actually pretty cheap, not sure what state you live in though lol.  I run a daycare and charge $150 a week per child or $275 for two children. 

On another note is your step mom a baptised JW?  I only ask because I grew up in that religion.  Very controling and cult like.  I ran and ran fast when I turned 18.  

by Silver Member on Jan. 24, 2013 at 6:40 AM
I have a private sitter. She only charges $3.00 an hour. I would look into something like this.
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by Anonymous 8 on Jan. 24, 2013 at 6:42 AM

In all honesty $150 a week for full time daycare for an infant is a great price. 

If you can't afford the $150 your best bet would be searching for another daycare or put an ad out for a babysitter. Or, budget like hell and one of you stop working and stay at home with the baby. 

by on Jan. 24, 2013 at 6:47 AM

I am sorry you are having such a hard time. Negative comments dont help. This is a stressful time. Have you tried a family friend you can trust or if you belong to any organizations, church? This is where I found my sitter when my kids were small and it was somewhat less. It may be less if you stay home instead of working or maybe start a daycare in your home depending on how much you bring home now?? Hope this helps!

by Platinum Member on Jan. 24, 2013 at 6:50 AM
I would only charge 80 for the baby. I would look into some other options.
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by Gold Member on Jan. 24, 2013 at 6:51 AM

I understand its frustrating, and it's hard right now... 

Look for alternative day care... And make sure you do not get pregnant until you can afford another baby.. I had a baby at 21, I went through this too..  I waited 11 years to have another one, and after my pregnancy, and giving birth.. I was all..  No more.,  I am DONE.. that was 10 years ago...

by on Jan. 24, 2013 at 7:00 AM
It sucks. Ive been thru the same several times. But I found sitters on craigslist or word of mouth. We wud all love a state ran location at times but finacially its too hard. I now prefer babysitters good luck and hang in there
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by *Angelicious* on Jan. 24, 2013 at 7:28 AM
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by Sapphire Member on Jan. 24, 2013 at 7:37 AM
I pay $13k a year it sucks lol.
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