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Mom Confessions Mom Confessions

Daycare costs is eating a hole in my wallet

Posted by Anonymous   + Show Post

SO and I both work full time 40 hrs(1st shift 7-3) and week and that's the amount of time our LO is in daycare. He's 3 months old. No family members can watch him. Only ones that could would've been our mothers but both are in heaven. My step mom works part time but dedicates her time to her Jehovah's witness studies and baby sits her 2 year old grandson. My dad works 1st shift. SO sometimes works 2nd shift but can't drop off our son because he has a 2 door truck that he may soon be loosing,(he's had the truck for many years and couldn't trade it in because his ex refuses to sign off on it) it'll be repo'd by the end of the month or beginning of Feb. We don't know what date since our phones have been shut off. my other son is 8 yrs old and is already getting child care assistance and so my co pay is only $34 a week since he's school age and the daycare bus takes him back and forth to and from school. Our baby is still on the waiting list and we have to pay privately. He's fee $150 a week. My work schedule is steady unlike SO's. He'll have off random days, but always on a sunday since his work is always closed those days and he'll have off one day during the week. I hope the daycare would understand, though I have my baby assigned full time but until he gets on the assistance I'd rather have him in less than 5 days a week when his dad has off a day in the week if possible without it being a problem. I only have weekends off. It's hard because people assume you'll have lots of money saved up during unpaid maternity leave and when you return to work depending on what day it lands on the week of payday, it'll be less of a paycheck the first week until the next. We both get paid bi weekly. I'll be earning less since I now have both kids on my medical insurance and it's $60 taken out of my net total. SO has crappy insurance, you have to pay out of your pocket til a certain amount and then be eligible for paying co pays. Don't ask, it sucks. Altogether with both kids it's costing me $184 a week. It's like paying for a second apartment, our rent is $750 a month. SO has been trying for months on end to look for a better paying job. I don't know for sure how much less we'll be paying once our baby gets the funds available for assistance, I didn't start my older child in daycare til he was 3 yrs old but that was before the recession.    

Posted by Anonymous on Jan. 24, 2013 at 5:52 AM
Replies (31-40):
Anonymous
by Anonymous 12 on Jan. 24, 2013 at 5:54 PM

 Our child care is $2250 a month :(

Anonymous
by Anonymous 13 on Jan. 24, 2013 at 5:59 PM
Your daycare costs sound average. Why are you having trouble?
angevil53
by on Jan. 24, 2013 at 6:03 PM
That sucks. Look into private care. My ds was watched in private care and it cost me $50/wk. Of course that was years ago but in my area it's $75/wk in private care. Our dc costs about $220/wk so that's why i am a sahm. But my dh makes good money for our area.
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Anonymous
by Anonymous 1 - Original Poster on Jan. 24, 2013 at 6:03 PM

 

Quoting firespurity:

Can you get off a little early to get the oldest and avoid daycare for him?

 Nope. My job is pretty strict and they depend on me too much unfortunately. I'm one of their best workers. They understand my situation with my baby, but I can't work less hours, it won't be right to the other people. There's only full time at my job. It's a factory.

firespurity
by Ruby Member on Jan. 24, 2013 at 6:08 PM
Could you come in early and then leave early? Don't most schools get out at 3? Or 330?

Quoting Anonymous:

 


Quoting firespurity:

Can you get off a little early to get the oldest and avoid daycare for him?

 Nope. My job is pretty strict and they depend on me too much unfortunately. I'm one of their best workers. They understand my situation with my baby, but I can't work less hours, it won't be right to the other people. There's only full time at my job. It's a factory.

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KairisMama
by Emerald Member on Jan. 24, 2013 at 6:10 PM
I pay 800 a month for two kids. It sucks, but it could be worse.
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Anonymous
by Anonymous 14 on Jan. 24, 2013 at 6:13 PM

I did the math and, if I'd gone back to work after #2 was born, I would have been bringing home less than $50/week after daycare costs (which is also where I worked).

So not worth it.

DanielleBOOM
by on Jan. 24, 2013 at 6:18 PM
If you will message me I want to talk to you about something.
Fushithedruid
by Silver Member on Jan. 24, 2013 at 6:23 PM

no kidding, just last year for half days, i spent 3400 for my two kids. well mostly my oldest, but occasionally my youngest. thankfully my daycare/preschool provider is fairly inexpensive, 170 every two weeks for half days. so yea,  but that's while my dh is working. i can't work due to severe limitations.

boshs1andonly
by on Jan. 24, 2013 at 6:39 PM

yeah when I was a nanny for one child I was making 16k for one child, I think. I said in front of my boss, child care is expensive and he said (jokingly) "yeah you are" lol. OP maybe you should look into alternative arrangments for your kids in the meantime. If you get insurance through your job I understand why it wouldn't be easy to leave, but still there's gotta be a better way. 

Quoting owl0210:

I pay $13k a year it sucks lol.


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