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Mom Confessions Mom Confessions

Daycare costs is eating a hole in my wallet

Posted by Anonymous   + Show Post

SO and I both work full time 40 hrs(1st shift 7-3) and week and that's the amount of time our LO is in daycare. He's 3 months old. No family members can watch him. Only ones that could would've been our mothers but both are in heaven. My step mom works part time but dedicates her time to her Jehovah's witness studies and baby sits her 2 year old grandson. My dad works 1st shift. SO sometimes works 2nd shift but can't drop off our son because he has a 2 door truck that he may soon be loosing,(he's had the truck for many years and couldn't trade it in because his ex refuses to sign off on it) it'll be repo'd by the end of the month or beginning of Feb. We don't know what date since our phones have been shut off. my other son is 8 yrs old and is already getting child care assistance and so my co pay is only $34 a week since he's school age and the daycare bus takes him back and forth to and from school. Our baby is still on the waiting list and we have to pay privately. He's fee $150 a week. My work schedule is steady unlike SO's. He'll have off random days, but always on a sunday since his work is always closed those days and he'll have off one day during the week. I hope the daycare would understand, though I have my baby assigned full time but until he gets on the assistance I'd rather have him in less than 5 days a week when his dad has off a day in the week if possible without it being a problem. I only have weekends off. It's hard because people assume you'll have lots of money saved up during unpaid maternity leave and when you return to work depending on what day it lands on the week of payday, it'll be less of a paycheck the first week until the next. We both get paid bi weekly. I'll be earning less since I now have both kids on my medical insurance and it's $60 taken out of my net total. SO has crappy insurance, you have to pay out of your pocket til a certain amount and then be eligible for paying co pays. Don't ask, it sucks. Altogether with both kids it's costing me $184 a week. It's like paying for a second apartment, our rent is $750 a month. SO has been trying for months on end to look for a better paying job. I don't know for sure how much less we'll be paying once our baby gets the funds available for assistance, I didn't start my older child in daycare til he was 3 yrs old but that was before the recession.    

Posted by Anonymous on Jan. 24, 2013 at 5:52 AM
Replies (41-42):
Anonymous
by Anonymous on Jan. 25, 2013 at 1:48 AM


While I think it is great that your kids have their father around and that you are both working....you still had a child that you knew you could not afford...you said yourself that it was a planned thing. I am not saying that some people do not have crappy situations...things happen. I am just over the woe is me attitude towards self inflicted circumstances.I do hope that you can find a solution to your dilema.

Quoting Anonymous:


Quoting Anonymous:

I understand times are hard.....but why did you have another baby when you could not afford to send the first to daycare without help? Have you done the math to see if maybe it would be cheaper if one of you stopped working all together? I mean you are spending 700 a month on daycare so you can go to work. Are there things you could cut that would help make up the rest of one of your paychecks?

Neither one of us could afford to stay home. We planned this baby. That question should be asked to mothers who keep popping out children on purpose with no daddies, however I have mine and is here to stay. There's really nothing we can cut out, we need our phones and internet for emergencies and to connect with the outside world for job searches and our bills are e-mailed, also in case our phones get shut off. We have lived without cable for years.



Anonymous
by Anonymous - Original Poster on Jan. 25, 2013 at 3:56 PM

 

Quoting firespurity:

Could you come in early and then leave early? Don't most schools get out at 3? Or 330?

Quoting Anonymous:

 


Quoting firespurity:

Can you get off a little early to get the oldest and avoid daycare for him?

 Nope. My job is pretty strict and they depend on me too much unfortunately. I'm one of their best workers. They understand my situation with my baby, but I can't work less hours, it won't be right to the other people. There's only full time at my job. It's a factory.

 Nope. Work has 3 shifts, they have less people working up to mid morning and there's very little to do. The place is jeopardized enough with hours, we have a person who has a doctor's notice to leave early 3 times a week for diaylisis.

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