*Edit* S/O who do your kids go to if you and your DH die?
Maybe you guys can help settle the debate. DH wants his brother to get the kids I want my sister to get them.
DH brother is married with 3 kids. He is very well off and has more then enough money and room to give our children the best life possible(probably better then us financially) BUT he lives on the other side of the country and our kids haven't seen him in 2 years(he's actually never met dd) we have no other family out there.
My sister is married with 4 kids.... My kids see her at least 4 times a week and she and her husband love my kids like they are her own. We joke that we both have 6 kids because hers are mine and mine are hers. Adding two more kids to their lives would make money extremely tight but they would have all the love they could ask for.
I think it's crazy to ship to kids across the country to live with people they hardly know after losing both their parents and ripping them from any familiar face.
I forget to add we do have life insurance!