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Our truck is being repo'd

Posted by Anonymous   + Show Post
We have a title loan on it and we don't have the money to pay it until next week. They don't give a grace period. We have been paying $200/month for a year now and it's not worth it. To get it out it'll cost close to $1500 and the truck really isn't worth that!!! Dh isn't mad, he's being very reasonable about it so that helps alot! We do have 2 other cars. The only reason I wanted to keep the truck is because that's the truck my water broke in and the truck that ds was brought home in.
Posted by Anonymous on Jan. 28, 2013 at 11:31 AM
Replies (51-53):
Sunshine2plus2
by Platinum Member on Jan. 28, 2013 at 5:00 PM

I thought that loan places have to give a mandatory grace period by law!? ! Anyways that sucks losing a truck for just 200 bucks!

Anonymous
by Anonymous on Jan. 28, 2013 at 5:06 PM
OP
I am wondering if they can change the terms on the contract on you regarding the grace period.You stated that on the original contract that you had a 10 day grace period.I always understood legally that the courts are bound by what you signed. Did you sign a bew contract?I think you would still have that grace period to keep you on track for paying off the loan.
MissMysteriouss
by on Jan. 28, 2013 at 5:08 PM
That will screw up your credit bad.
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