I opened a saving account online at BOA. It had been set up that a certain amount would be deducted every month from our account to go in to the savings account.
I stopped the auto deposit when we fell on some hard times. THEN I find out without the auto deposit they charge us $12.00 a month. LOLOLOLOLOLOL WHO IN THE HELL WOULD PAY 12 BUCKS A MONTH FOR A SAVINGS ACCOUNT. Of course I didn't find out until I went in to the account and saw that 12 bucks had been taken out each month for the last 3 months.
I transferred the money over to checking and went to cancel the account, but no you can't cancel it online. So I had to drive there to cancel the account. Turns out since the original account was set up by my husband 9 years ago, he has to cancel the account, even though my name is on it.
So he goes in today on his lunch break (we just got charged 12 bucks by the way because it's a new month now) and closes the account.
They tell him it's closed but if there is any activity on the account in the next 90 days, they will reopen it. How can there be activity when the account it closed?
These dumb ass banks really do everything they can to stick it to you.