THIS is why Obamacare is costing people more money!!!!!!!!!!!!!!!!! And, no, I am not a republican
They have changed the policies in insurance plans. I have received NOTHING citing these changes.
My daughter went to her pediatrician. Her pediatrician ordered a CT Scan and blood work. We went to register with the hospital to get the testing done, and we were told our insurance would not cover it because it was not pre-authorized. Her Dr. adamantly wanted it done NOW, not later, and we were told the only way our insurance would cover it is if it were an "emergency" basis. Otherwise, it would be $1,400 out of pocket just for the CT scan. We pay close to 3k every quarter for health insurance, and have never had a problem.
We ended up having to go through the ER to get the CT Scan and blood work done immediately, in order for our insurance to cover the test. I got a phone call today at 3:00 saying that it was finally pre-approved by our insurance.
So.......My daughter's issues costed our insurance company twice the amount because of the newly implemented policies. Rather than just a Dr's visit and a couple of tests, our insurance had to pay for her Dr's visit, ER visit AND the tests.
WTF??!?!?!?!?!? Thank your president and the people who passed these changes.