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Mom Confessions Mom Confessions

Those of you who don't have bank accounts....

Posted by on Feb. 7, 2013 at 10:00 PM
  • 127 Replies

why? I have bank accounts at two different banks and have zero fees and zero problems. no monthly fees, no minumum balance requirements... etc etc. And I didnt even have to search for an account that would do this. so... why wouldn't you have one? just curious.

by on Feb. 7, 2013 at 10:00 PM
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Replies (1-10):
sophiasmommy27
by Sarah Sweetheart on Feb. 7, 2013 at 10:00 PM
ugh. just don't want one.
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sewingmama88
by on Feb. 7, 2013 at 10:01 PM
We have one but it took a long time bc we have had nothing but bad luck with them.
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Anonymous
by Anonymous 1 on Feb. 7, 2013 at 10:01 PM
Sahm and not allowed to handle dh's money
BEXi
by BEXi on Feb. 7, 2013 at 10:01 PM

Banks are terrible. I wish I didnt need to have one.

PEEK05
by on Feb. 7, 2013 at 10:02 PM
10 moms liked this

That's just sad...

Quoting Anonymous:

Sahm and not allowed to handle dh's money





Ms.Pink.
by on Feb. 7, 2013 at 10:02 PM
Bc I see no need for one
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Val99
by Ruby Member on Feb. 7, 2013 at 10:02 PM

Some people can't get a bank account.  There is a place banks go, like a credit check, but it gives them information on banking history.  If they have passed bad checks of sufficient volume in the past, and never repaid the money, they go on the list of bad risks.  Banks won't give those people a bank account.

NikLvsNick
by Silver Member on Feb. 7, 2013 at 10:02 PM

I'm a SAHM and I honestly don't need one. My CS card uploads every 2 weeks so no checks from that. works for me.

Anonymous
by Anonymous 2 on Feb. 7, 2013 at 10:02 PM

some people can't get approved for bank accounts if they have a history of not being responsible with them. like writing bad checks and not paying on them. I know several people who can't get a bank account for this reason. they kept overdrafting and couldn't pay it back. other then that I have no idea why people wouldn't have 1. I guess some people rather not deal with them. I dunno.

Val99
by Ruby Member on Feb. 7, 2013 at 10:02 PM


WHAT!?  o.O  That is crazy!

Quoting Anonymous:

Sahm and not allowed to handle dh's money



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