He gets new credit cards all the time and runs those up as well. He got an express credit card over the weekend and had already ran that up and this is a man that has about 3x the clothes I have. He also was approved for a target card and I can see him running that up as soon as it comes in. He ha several, I think 7, major cc and every single one is maxed out.
I'm not perfect, I have one cc that is maxed out and that's it. I spend frivolously but nothing like he does.
I don't want to be dealing with his major debt when we get married in a few months, I hate to sound like a kid but its not fair. I don't wear anything from express and I don't want to be the one dealing with the bills and such.
How do I get him on a budget and stick with it? There is no excuse a man that makes 200,000+ a year overdraws his damn bank account and has to borrow 100 bucks from me to fix it, I make 52,000 and I have better control over my money.
So what do I do? How do I get him to see we can't, and I won't, live like that?
So he just called and I talked to him a bit and he admitted he has a problem and I suggested the Dave Ramsey books and he seemed receptive and he admitted that right now things are worse because he's dealing with a lot of family problems.
I'm going to research the Dave Ramsey books/series and the online budget someone suggested and hopefully this will help us both.