Currently I have $475 saved up.
It's what is left from my tax return after I paid some bills and bought a few fun things.
Normally I cannot afford to save AT ALL. I have a special needs child, I am a single mom and we just cannot afford to save anything.
So I really need some motivation to hold onto this money. I know it's not a lot. But it's better than 0.
I do not need anything right now that I can't afford to get. Anything I need I can just buy with my money, not the money I have saved.