Tricare Prime: 100% free. No copays or anything, but to see anyone other than my PCP or E.R. I need a referral, and I really dislike my PCP they give me. I can change if I want too, but then I have to search for a new one, and not a lot of people in my area take Tricare.
Tricare Standard: I can see anyone I want, but have to pay 20% of everything. Im not one to go to the doctor a lot, but if I have an emergency I'll have to pay 20% which could be a lot.
So which would you choose?