ETA**help me settle this debate...honest opinions please
Ok, let's say I borrowed some money from my parents...let's say $1,000...and we've settled on an agreement to pay the money back in $200/month installments. If I have an extra amount of money, let's say $500, and I currently have a $400 balance due to my parents; is it wrong for me to spend that $500 on a quick family weekend trip (or really anything else I please) rather than pay my parents the remaining $400. Remember, we made an arrangement and I've kept my end of the deal.
If you care to, please give supporting reasons for your opinion
ETA: thank most of you for your opinions...even the ones who disagreed with me...respectfully. some of you have been very rude though.
just to address some of the replies...
many of you have said I should've paid my mom back then saved over the next few months and took a trip then. we took this trip because we have some friends who recently moved to San Antonio...neighbors for the last 12 years actually... that our kids are also very close with. we have spent nearly every day with each other since our kids were born. we have not seen each other since the move, and they offered to let us stay with them for the 3-day holiday weekend (after we told them about the money DH had won on the scratch off ticket from his company). we hadn't made the trip before because it didn't seem worth it just for a normal weekend trip...really everything just fell in place for us to be able to go this past weekend...the same circumstances would not have been there for us to have gone in a couple of months.
we didn't spend the entire $500 on the trip, so when my mom made a big deal over us going (IMO, it was more about her not coming with us than us going while owing her) I gave her the $200 we had left from the ticket winnings... 3 weeks earlier than our scheduled agreement. the reason I feel that her being upset was more about not going on the trip than us spending money is because she initially rejected the early $200 payment. had it really been about the money she would have gladly accepted it.
for those of you calling me selfish, amongst other things... I couldn't care less what you think of me. You don't know me. I will continue to live my life without one care or thought of you and what you think of me. I will however say I find it sad that some of you are mothers if the example you are setting has anything to do with how you've talked to me on this topic.
As for me burning any bridges... that is not the case. my mom and I have a very close relationship...closer than my other siblings. I have never mistreated her or taken advantage of her, and the couple...that TWO... other times she has loaned me money I have paid her back earlier than was agreed. she knows I am not going to abuse her kindness. again, I feel that her being upset was more about her not being invited on the trip with us.
I didn't take money out of my own savings for the car repairs because my mom didn't want me to. she insisted that she pay for the repairs and I would just pay her back over the next 5 months. Her reasoning is because savings is for a real emergency...medical or job loss. As I previously stated, I have paid her another $200...early. now I only owe $200 more...which intend to go to the bank and withdraw from my savings as soon as the bank opens. I have no issue paying her back... at all. But I have a feeling when I take her the last $200 she will not just gladly accept it... she will try to tell me to "wait until it's time to pay it".
For the record, my dad and siblings agree with me.