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Non-sufficient funds/overdraft notice What does this mean?

Anonymous
Posted by Anonymous
  • 204 Replies

My 18 yr old daughter moved out two weeks ago against my wishes, she moved in with her boyfriend.

Anyway, today there was a postcard from her bank, it said


non-sufficient funds/overdraft notice

The item(s) listed below was presented for payment on 3/1/2013 against your account number xxxxx1234.

Your account has been charged $ .00 to handle these transactions.  Please contact us at if you have any questions.

Check #              Amount: $5.00  Reason: OD  Fee Returned/paid:  paid

Posted by Anonymous on Mar. 7, 2013 at 2:53 PM
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Replies (1-10):
VannaMae307
by on Mar. 7, 2013 at 2:54 PM

Sounds like something you could call the bank and ask about

Anonymous
by Anonymous 2 on Mar. 7, 2013 at 2:54 PM
8 moms liked this
It means exactly what it says.
Anonymous
by Anonymous 1 - Original Poster on Mar. 7, 2013 at 2:54 PM

There wasn't anything in the space for check.  Luckly she didn't see the value in checks and left them here, she just took her atm card.

Anonymous
by Anonymous 2 on Mar. 7, 2013 at 2:54 PM
24 moms liked this
Banks don't send that on a postcard. You opened her mail huh?
lisairv
by Platinum Member on Mar. 7, 2013 at 2:54 PM
4 moms liked this

She wrote a bad check. She didn't have enough funds to cover it.

ambermarie2006
by on Mar. 7, 2013 at 2:55 PM
6 moms liked this
What bank sends a postcard with that info displayed??
Posted on CafeMom Mobile
Anonymous
by Anonymous 1 - Original Poster on Mar. 7, 2013 at 2:55 PM


Quoting Anonymous:

It means exactly what it says.

Did she withdraw more than what she had in her account?  I don't see how she could do that with an atm card.

Anonymous
by Anonymous 3 on Mar. 7, 2013 at 2:55 PM
Bank of america does


Quoting Anonymous:

Banks don't send that on a postcard. You opened her mail huh?

Anonymous
by Anonymous 2 on Mar. 7, 2013 at 2:56 PM
Yes. And yes.


Quoting Anonymous:


Quoting Anonymous:

It means exactly what it says.

Did she withdraw more than what she had in her account?  I don't see how she could do that with an atm card.


Anonymous
by Anonymous 4 on Mar. 7, 2013 at 2:56 PM

they paid it but now she has to repay the bank check plus fees.

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