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Non-sufficient funds/overdraft notice What does this mean?

Anonymous
Posted by Anonymous
  • 204 Replies

My 18 yr old daughter moved out two weeks ago against my wishes, she moved in with her boyfriend.

Anyway, today there was a postcard from her bank, it said


non-sufficient funds/overdraft notice

The item(s) listed below was presented for payment on 3/1/2013 against your account number xxxxx1234.

Your account has been charged $ .00 to handle these transactions.  Please contact us at if you have any questions.

Check #              Amount: $5.00  Reason: OD  Fee Returned/paid:  paid

Posted by Anonymous on Mar. 7, 2013 at 2:53 PM
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Replies (1-10):
VannaMae307
by on Mar. 7, 2013 at 2:54 PM

Sounds like something you could call the bank and ask about

Anonymous
by Anonymous on Mar. 7, 2013 at 2:54 PM
8 moms liked this
It means exactly what it says.
Anonymous
by Anonymous - Original Poster on Mar. 7, 2013 at 2:54 PM

There wasn't anything in the space for check.  Luckly she didn't see the value in checks and left them here, she just took her atm card.

Anonymous
by Anonymous on Mar. 7, 2013 at 2:54 PM
24 moms liked this
Banks don't send that on a postcard. You opened her mail huh?
lisairv
by Platinum Member on Mar. 7, 2013 at 2:54 PM
4 moms liked this

She wrote a bad check. She didn't have enough funds to cover it.

ambermarie2006
by Gold Member on Mar. 7, 2013 at 2:55 PM
6 moms liked this
What bank sends a postcard with that info displayed??
Posted on CafeMom Mobile
Anonymous
by Anonymous - Original Poster on Mar. 7, 2013 at 2:55 PM


Quoting Anonymous:

It means exactly what it says.

Did she withdraw more than what she had in her account?  I don't see how she could do that with an atm card.

Anonymous
by Anonymous on Mar. 7, 2013 at 2:55 PM
Bank of america does


Quoting Anonymous:

Banks don't send that on a postcard. You opened her mail huh?

Anonymous
by Anonymous on Mar. 7, 2013 at 2:56 PM
Yes. And yes.


Quoting Anonymous:


Quoting Anonymous:

It means exactly what it says.

Did she withdraw more than what she had in her account?  I don't see how she could do that with an atm card.


Anonymous
by Anonymous on Mar. 7, 2013 at 2:56 PM

they paid it but now she has to repay the bank check plus fees.

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