I no longer understand the point of health insurance. My dh got a new job in oct. so we had to switch health insurance. Well they cover NOTHING. So we pay hundreds of dollars every month for no reason. Just out dish out more money. I can see why people dont have health inusrance. can't wait until we reach our deductible only $4000 more to go. woo hoo... sorry i'm really annoyed right now and just needed to vent. If the state covers your insurance be grateful and if you have awesome insurance than i'm jealous of you ;).