I have a savings and a checking account at the same bank. They are synced and I can transfer money between them. Well I recently needed money out to pay some car repairs then make some payments on vacation plans. I tried to transfer money today to pay for our hotel because some of the money in that account was specifically put there for this reason. It won't let me transfer money to my savings says I've reached my limit of 6 transfers? I haven't transferred money in about two weeks. I can transfer money in the account not out. Monday morning can I demand my savings account closed and my money? I've never heard of something like this. Basically I can't spend the money I have in my savings. Have you had this happen?