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Is it expensive to be poor?

Posted by Anonymous   + Show Post

  pray , tell?

Posted by Anonymous on Apr. 1, 2013 at 1:04 PM
Replies (81-90):
Anonymous
by Anonymous 9 on Apr. 1, 2013 at 5:14 PM
Um, yeah...

This is eerily similar to late night ramblings I've heard on the city bus..

This is Cinnamonkiti..I accidentally hit anon on my mobile...

Quoting Anonymous:Blurp has been drinking or is having a bad reaction to her medication. She is just rambling about non sense lol. I dont even feel like most of it is a complete thought, just one random phrase after another lol


Quoting cinnamonkiti:This thread is about the poor...Didn't you notice that in your rantings about Easter?


Quoting blurp: poor isn't a blanket reality nor is it probable cause for neglect of children.   Being without electric doesn't dictate that you can't take care of a new application in running some other type of heat, or purchasing power is lowered .   This is ludicrous and it's not true.   It's 100% lie.
A good way to get someone in a totally electric apt. is to be saying the utilities in that area like you're saying an underdeveloped place, without stores, or walmarts, or anything available for miles, is that what you mean?>     And what can be done to / for these areas with no such choices of power source options, or stores, or anything that even may exist within the U.S. ??? 
If that is true, and if there is more going on here -- say it.   It's not blanket.  But I see a trending focus on some possible apts, that are run by the utilities for competition if that is the case.  and that is wrong for utilities to raise havoc on a families child, what did that child ever do to them. ?>?   THink about what is  really  going on .

Quoting Anonymous:People who have to have their electric shut off because they can't afford to pay it are not likely to have the funds to switch to propane, gas, or solar power, especially if they are living in an apartment and don't have the authority to make those changes. CPS considers lack of basic needs being met to be neglect, so yes they can take your children for that.
Quoting blurp:
 to the CPS  stuff on this thread
that is false totally false,  There isn't 1 reason to not have your children for 1 month to catch up and have 1 utility like propane to keep it for hot water, and gas stove.  Electricity isn't necessary for children.  Milk can be bought in cans and dried forms.  
Food can be cooked in a propane baking oven, or on top with gas.
All in all, that's a lie.   Propane can heat hot water in a hot water tank.   It's not new age. 
Also electric is a choice not a demand.  THIS isn't a forced utility.  Elec.  is  a choice.
Nobody NEEDS microwaves, and lights can be battery operated.  at night.  I don't want to hear anymore .
Gas runs dryers also.
Sorry but this info is false.  Just someone in a position of power flaunting some colors.
Solar power is available for lights too.   It's everyplace , in every store, available everywhere, it's just a scam that utilities use to keep their  power on.
 
 
Quoting Anonymous:CPS can take your kids if you don't have electricity.
Quoting blurp:
 and what is it for to have a late payment if you don't pay for the heat, water, etc, it can also and does get shut off.   It's not a bank account, it's a utility.   I'd sacrifice paying on the bill at all, and get it shut off ..  just shut it off prior to having it become late in the first place.
Preventative thinking and planning.
I'd shut off all my utilities if I couldn't pay them.  It's not like you cannot have them shut off.  YOU are the payor, not the landlord.  As long as your rent and that's BASE RENT< nothing included is paid, there is no reason to have utilities that cannot get paid.  
There's always sandwiches, spam, PBJ's,  Fast food, convenience market foods, and dried foods for that matter.   If I were to get any apt. I would surely not have any utilities unless I knew my rent got paid .
Once a heating bill was billed and the heat stayed on permanently even in summer, because it was turned ON.  so it STAYED ON>
 
Quoting Anonymous:Exactly. And for someone who couldnt pay the bill in the first place, that couple hundred dollars is undoable for them, so they go take out a pay day loan, to get their electric back on, and they end up paying 200% interest on that loan. A huge portion of each paycheck is then taken each week to pay back that loan, which takes away money they already didnt have, so they get further behind on other bills, and it is a continous cycle of fees, that the average person doesnt incur. It is certainly expensive to get ahead or even just caught up once you are behind.
Quoting Anonymous:
 
This is just what I was going to say. We recieved a shut off notice for our gas a few weeks ago (computer error- the bill was actually paid), and I couldn't believe all of the fees and stuff that come with that. They charge a $100 reconnect fee plus a $200 deposit on top of whatever you owe, that's gotta be rough for people who get caught in that situation.
Quoting Anonymous:It can be. Poor people usually have less than stellar credit, thus they end up paying more in interest on things they buy. If you pay a bill late, you get a late fee. They also tend to be the ones suckered into payday loans and rent to own furniture type things, where they way over pay for things.
 
 
 
 
 
 

 


Posted on the NEW CafeMom Mobile
Anonymous
by Anonymous 5 on Apr. 1, 2013 at 5:17 PM
Lmao. I was thinking psych ward, but city bus works too. I seriously tried to make sense of her first 2 or 3 responses, but have given up. None of it is coherent.


Quoting Anonymous:

Um, yeah...



This is eerily similar to late night ramblings I've heard on the city bus..



This is Cinnamonkiti..I accidentally hit anon on my mobile...



Quoting Anonymous:Blurp has been drinking or is having a bad reaction to her medication. She is just rambling about non sense lol. I dont even feel like most of it is a complete thought, just one random phrase after another lol





Quoting cinnamonkiti:This thread is about the poor...Didn't you notice that in your rantings about Easter?





Quoting blurp: poor isn't a blanket reality nor is it probable cause for neglect of children.   Being without electric doesn't dictate that you can't take care of a new application in running some other type of heat, or purchasing power is lowered .   This is ludicrous and it's not true.   It's 100% lie.

A good way to get someone in a totally electric apt. is to be saying the utilities in that area like you're saying an underdeveloped place, without stores, or walmarts, or anything available for miles, is that what you mean?>     And what can be done to / for these areas with no such choices of power source options, or stores, or anything that even may exist within the U.S. ??? 

If that is true, and if there is more going on here -- say it.   It's not blanket.  But I see a trending focus on some possible apts, that are run by the utilities for competition if that is the case.  and that is wrong for utilities to raise havoc on a families child, what did that child ever do to them. ?>?   THink about what is  really  going on .



Quoting Anonymous:People who have to have their electric shut off because they can't afford to pay it are not likely to have the funds to switch to propane, gas, or solar power, especially if they are living in an apartment and don't have the authority to make those changes. CPS considers lack of basic needs being met to be neglect, so yes they can take your children for that.

Quoting blurp:

 to the CPS  stuff on this thread

that is false totally false,  There isn't 1 reason to not have your children for 1 month to catch up and have 1 utility like propane to keep it for hot water, and gas stove.  Electricity isn't necessary for children.  Milk can be bought in cans and dried forms.  

Food can be cooked in a propane baking oven, or on top with gas.

All in all, that's a lie.   Propane can heat hot water in a hot water tank.   It's not new age. 

Also electric is a choice not a demand.  THIS isn't a forced utility.  Elec.  is  a choice.

Nobody NEEDS microwaves, and lights can be battery operated.  at night.  I don't want to hear anymore .

Gas runs dryers also.

Sorry but this info is false.  Just someone in a position of power flaunting some colors.

Solar power is available for lights too.   It's everyplace , in every store, available everywhere, it's just a scam that utilities use to keep their  power on.

 

 

Quoting Anonymous:CPS can take your kids if you don't have electricity.

Quoting blurp:

 and what is it for to have a late payment if you don't pay for the heat, water, etc, it can also and does get shut off.   It's not a bank account, it's a utility.   I'd sacrifice paying on the bill at all, and get it shut off ..  just shut it off prior to having it become late in the first place.

Preventative thinking and planning.

I'd shut off all my utilities if I couldn't pay them.  It's not like you cannot have them shut off.  YOU are the payor, not the landlord.  As long as your rent and that's BASE RENT< nothing included is paid, there is no reason to have utilities that cannot get paid.  

There's always sandwiches, spam, PBJ's,  Fast food, convenience market foods, and dried foods for that matter.   If I were to get any apt. I would surely not have any utilities unless I knew my rent got paid .

Once a heating bill was billed and the heat stayed on permanently even in summer, because it was turned ON.  so it STAYED ON>

 

Quoting Anonymous:Exactly. And for someone who couldnt pay the bill in the first place, that couple hundred dollars is undoable for them, so they go take out a pay day loan, to get their electric back on, and they end up paying 200% interest on that loan. A huge portion of each paycheck is then taken each week to pay back that loan, which takes away money they already didnt have, so they get further behind on other bills, and it is a continous cycle of fees, that the average person doesnt incur. It is certainly expensive to get ahead or even just caught up once you are behind.

Quoting Anonymous:

 

This is just what I was going to say. We recieved a shut off notice for our gas a few weeks ago (computer error- the bill was actually paid), and I couldn't believe all of the fees and stuff that come with that. They charge a $100 reconnect fee plus a $200 deposit on top of whatever you owe, that's gotta be rough for people who get caught in that situation.

Quoting Anonymous:It can be. Poor people usually have less than stellar credit, thus they end up paying more in interest on things they buy. If you pay a bill late, you get a late fee. They also tend to be the ones suckered into payday loans and rent to own furniture type things, where they way over pay for things.

 

 

 

 

 

 



 






Luna091306
by on Apr. 1, 2013 at 5:17 PM

 It can be. Late fees, disconnect/reconnect fees, higher APRs, and needing larger deposits can make it more expensive. Of course, all that could just be contributed to being bad with money rather than poor.

caito
by Ruby Member on Apr. 1, 2013 at 5:17 PM

I think it is in the long run.

Take shoes.

You want to buy some shoes for your child. The top of the line shoes are of good quality, are stylish, and will last until they outgrow them. They'll make it through rain, snow, mud, and the hard beating that kids give them. Only they cost $75.

You can't afford that. Your child desperately needs shoes, and that $75 is desperately needed to buy food or keep your power on.

So you buy a $15 pair at Walmart.

These shoes don't last long enough. So in a few weeks or months, you're stuck buying more shoes. Well, those shoes don't last long either. So you buy more.

Poor people usually can't afford long-lasting, hard-wearing items, so they buy cheaper things and usually pay for it in quality. USUALLY.

lancet98
by Platinum Member on Apr. 1, 2013 at 5:18 PM

Yup.   For some people anyway.

I'm always amazed when I find out what is charged for rents in the apartments and house rentals in really poor neighborhoods.   There are also 'food deserts' in a lot of poor neighborhoods - good food such as fruits and vegetables being very expensive or not available.   Crime is very, very expensive - medical expenses, replacing stolen items, and just pure stress and not having any place to walk safely or exercise.   Insurance can be very high in poor neighborhoods.   Getting to work may take several hours each way and public transit might be a place where lots of criminals lurk.

That's always balanced by what is cheaper - some poor neighborhoods have good public transportation, some government assistance might be there (school lunch programss, free clinics, low cost daycare, etc).   Some poor neighborhoods have lower cost real estate.  

Rural poverty is a whole nother deal.   Jobs can be very hard to find.   A city may have 2000 jobs and 2000 applications to each, but a rural area may have ten jobs and a hundred applications to each.

Public transportation may be non existent, one practically has to own a car and pay for insurance, and somehow keep the car running well as work may be several hour's drive in each direction.   Public help programs may be far and few between, too.   There are some cheap rentals in rural areas but they often have a long waiting list.  

But it is true - poverty MAY be expensive.   Depends on he area and the individual situation.

blurp
by on Apr. 1, 2013 at 5:20 PM

 I see it as a total misuse of power, for electricity to dictate anything is unsubstantiated.   It has nothing to do with threads or personal opinions of others, it's just an insight.   And medication... hmm why didn't I think of that. you know you can dish out things to those you wish, but have no form of distinction in how to handle it.  I'm not here for counseling, but it's clear that some people can't use their other side of the brain.   

So back to having people that don't know how to shut off their own CHOICE of utility.  Nobody can dictate to you what utility you use.  Or give the phrase. ..''needed'', or ''basic'',  it's a manipulation of power.  Everyone knows that if you were to take a stand against the state and see them cringe that it's putting families into jeapardy to need an expensive power source, and elec. is very costly.

Most people that use it if it's poor or whatever you want to label people now... has nothing to do with a run power supply .  POORNESS is a choice to make.  You cannot have your family put into a mold that is dictated by some over processed and outdated utility entity.  solar isn't new.  neither is anything else within keeping rooms warmed by something called a newer apt.   They are out there.   Being poor, ( and here's my point) isn't a state run dictate, it's a choice.   But to take children based on someone else's criteria of a lame utility that want to ''rule'' a state and take their children by poor wording to expound an already haggard argue based (instead of getting our heads out of the sand) and seeing the whole picture.

Sorry it's long but some people don't want to see.         It will get worse if you only look at what is blinding our ..............''needs-'' according to state run agendas, and worn old court agendas.  By the way this thread is super old.

Quoting jadedcynic:

Most apartments have provisions requiring that you have utilities on and in your name. If I were to preemptively shut off my electricity, my landlord would get a notice from the utility company and I could be evicted. So, that isn't a good solution.

Quoting blurp:

 and what is it for to have a late payment if you don't pay for the heat, water, etc, it can also and does get shut off.   It's not a bank account, it's a utility.   I'd sacrifice paying on the bill at all, and get it shut off ..  just shut it off prior to having it become late in the first place.

Preventative thinking and planning.

I'd shut off all my utilities if I couldn't pay them.  It's not like you cannot have them shut off.  YOU are the payor, not the landlord.  As long as your rent and that's BASE RENT< nothing included is paid, there is no reason to have utilities that cannot get paid.  

There's always sandwiches, spam, PBJ's,  Fast food, convenience market foods, and dried foods for that matter.   If I were to get any apt. I would surely not have any utilities unless I knew my rent got paid .

Once a heating bill was billed and the heat stayed on permanently even in summer, because it was turned ON.  so it STAYED ON

 


 

 



 

TeamTARDIS
by on Apr. 1, 2013 at 5:21 PM
Not if you are intelligent.
Posted on the NEW CafeMom Mobile
cinnamonkiti
by Platinum Member on Apr. 1, 2013 at 5:21 PM
One of the main bus lines here goes right past the state hospital...When they get out, they hop the bus, so it's a combination of both.lol.




Quoting Anonymous:

Lmao. I was thinking psych ward, but city bus works too. I seriously tried to make sense of her first 2 or 3 responses, but have given up. None of it is coherent.




Quoting Anonymous:

Um, yeah...





This is eerily similar to late night ramblings I've heard on the city bus..





This is Cinnamonkiti..I accidentally hit anon on my mobile...





Quoting Anonymous:Blurp has been drinking or is having a bad reaction to her medication. She is just rambling about non sense lol. I dont even feel like most of it is a complete thought, just one random phrase after another lol








Quoting cinnamonkiti:This thread is about the poor...Didn't you notice that in your rantings about Easter?








Quoting blurp: poor isn't a blanket reality nor is it probable cause for neglect of children.   Being without electric doesn't dictate that you can't take care of a new application in running some other type of heat, or purchasing power is lowered .   This is ludicrous and it's not true.   It's 100% lie.


A good way to get someone in a totally electric apt. is to be saying the utilities in that area like you're saying an underdeveloped place, without stores, or walmarts, or anything available for miles, is that what you mean?>     And what can be done to / for these areas with no such choices of power source options, or stores, or anything that even may exist within the U.S. ??? 


If that is true, and if there is more going on here -- say it.   It's not blanket.  But I see a trending focus on some possible apts, that are run by the utilities for competition if that is the case.  and that is wrong for utilities to raise havoc on a families child, what did that child ever do to them. ?>?   THink about what is  really  going on .





Quoting Anonymous:People who have to have their electric shut off because they can't afford to pay it are not likely to have the funds to switch to propane, gas, or solar power, especially if they are living in an apartment and don't have the authority to make those changes. CPS considers lack of basic needs being met to be neglect, so yes they can take your children for that.


Quoting blurp:


 to the CPS  stuff on this thread


that is false totally false,  There isn't 1 reason to not have your children for 1 month to catch up and have 1 utility like propane to keep it for hot water, and gas stove.  Electricity isn't necessary for children.  Milk can be bought in cans and dried forms.  


Food can be cooked in a propane baking oven, or on top with gas.


All in all, that's a lie.   Propane can heat hot water in a hot water tank.   It's not new age. 


Also electric is a choice not a demand.  THIS isn't a forced utility.  Elec.  is  a choice.


Nobody NEEDS microwaves, and lights can be battery operated.  at night.  I don't want to hear anymore .


Gas runs dryers also.


Sorry but this info is false.  Just someone in a position of power flaunting some colors.


Solar power is available for lights too.   It's everyplace , in every store, available everywhere, it's just a scam that utilities use to keep their  power on.


 


 


Quoting Anonymous:CPS can take your kids if you don't have electricity.


Quoting blurp:


 and what is it for to have a late payment if you don't pay for the heat, water, etc, it can also and does get shut off.   It's not a bank account, it's a utility.   I'd sacrifice paying on the bill at all, and get it shut off ..  just shut it off prior to having it become late in the first place.


Preventative thinking and planning.


I'd shut off all my utilities if I couldn't pay them.  It's not like you cannot have them shut off.  YOU are the payor, not the landlord.  As long as your rent and that's BASE RENT< nothing included is paid, there is no reason to have utilities that cannot get paid.  


There's always sandwiches, spam, PBJ's,  Fast food, convenience market foods, and dried foods for that matter.   If I were to get any apt. I would surely not have any utilities unless I knew my rent got paid .


Once a heating bill was billed and the heat stayed on permanently even in summer, because it was turned ON.  so it STAYED ON>


 


Quoting Anonymous:Exactly. And for someone who couldnt pay the bill in the first place, that couple hundred dollars is undoable for them, so they go take out a pay day loan, to get their electric back on, and they end up paying 200% interest on that loan. A huge portion of each paycheck is then taken each week to pay back that loan, which takes away money they already didnt have, so they get further behind on other bills, and it is a continous cycle of fees, that the average person doesnt incur. It is certainly expensive to get ahead or even just caught up once you are behind.


Quoting Anonymous:


 


This is just what I was going to say. We recieved a shut off notice for our gas a few weeks ago (computer error- the bill was actually paid), and I couldn't believe all of the fees and stuff that come with that. They charge a $100 reconnect fee plus a $200 deposit on top of whatever you owe, that's gotta be rough for people who get caught in that situation.


Quoting Anonymous:It can be. Poor people usually have less than stellar credit, thus they end up paying more in interest on things they buy. If you pay a bill late, you get a late fee. They also tend to be the ones suckered into payday loans and rent to own furniture type things, where they way over pay for things.


 


 


 


 


 


 





 










Posted on the NEW CafeMom Mobile
Luna091306
by on Apr. 1, 2013 at 5:22 PM

 In most places I have rented from they will considered the property abandoned if utilities are shut off for a certain period of time and that is grounds for eviction.

Quoting blurp:

 Like I said in another reply to this thread,

if you see it approaching that you aren't able to pay.... shut if OFF.  

Don't GET that again...   not unless you're 100% in saved money up front to pay.

It's not enough to have to get any utility even if we need it (since they don't care)  they just want their money so why make them rich and go in debt??????? 

If you cannot afford it, then you don't need to get it.

 

Quoting Anonymous:

 Dats a lot, the phone company and cable will tack on extra fees if you pay late too

 

Quoting Anonymous:

 

This is just what I was going to say. We recieved a shut off notice for our gas a few weeks ago (computer error- the bill was actually paid), and I couldn't believe all of the fees and stuff that come with that. They charge a $100 reconnect fee plus a $200 deposit on top of whatever you owe, that's gotta be rough for people who get caught in that situation.

Quoting Anonymous:

It can be. Poor people usually have less than stellar credit, thus they end up paying more in interest on things they buy. If you pay a bill late, you get a late fee. They also tend to be the ones suckered into payday loans and rent to own furniture type things, where they way over pay for things.

 

 

 

 

 

 

 

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Anonymous
by Anonymous 15 on Apr. 1, 2013 at 5:24 PM
This. They also are more likely to get account overdraft fees from their bank and late charges for their utilities.

Quoting Anonymous:

It can be. Poor people usually have less than stellar credit, thus they end up paying more in interest on things they buy. If you pay a bill late, you get a late fee. They also tend to be the ones suckered into payday loans and rent to own furniture type things, where they way over pay for things.
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