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Mom Confessions Mom Confessions

buying a house question?

Anonymous
Posted by Anonymous
  • 3 Replies
About two years ago we started the process of working towards buying a house. We started saving for a down payment, made sure to pay all of our bills in full and on time, never put more on our credit cards than we could pay off, ect. 4 weeks ago we had our lender/personal friend pull our credit. He said our credit was good. He referred us to an associate who dealt with the type of loan we needed. She told us when she called us that day that she would have a pre approval letter within two days.

We turned in all the paperwork, information ect that she asked for. Two days went by and we hadn't heard from her. My Dh called her cell phone and her office phone and couldn't get ahold of her. We had to wait until Monday to try and get ahold of her. Monday came and We finally got a hold of her. She said she was talking to her under writer that she would call us after lunch. 3 days go by and We don't hear from her. We call her and she basically told us the same thing that she was working with her under writer. It's been 4 weeks and We are no further in the process. She avoids us for days on end, doesn't return our call like she say's she will, keeps making excuses why We don't have our pre approval by now ect. We spoke with our lender friend who referred this lady to us and he was floored. Totally surprised We didn't have our pre approval by now. He called her to find out what's going on. She gave him the run around as well. He told her to speak to john and get this done with. That he wanted a pre approval by the end of the day.

Guess what? She called us to say she's going to talk to john and would call us back in a half hour. That was at 2pm. We never heard back from her. So Dh went to our bank and applied for a loan through them. Dh could have walked out with a pre approval letter right then and there. He choose to wait and see if she comes through. If We don't have a pre approval by Monday We are going with our bank.

Something doesn't sound right with this lady and her company. What would you do?
Posted by Anonymous on Apr. 17, 2013 at 10:40 PM
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Replies (1-3):
MixedCooke
by Platinum Member on Apr. 18, 2013 at 2:10 AM

just go through your bank and not bother waiting for this chick

nocalmegan
by Ruby Member on Apr. 18, 2013 at 2:12 AM
I wouldn't wait for her either
Posted on the NEW CafeMom Mobile
she_walk_softly
by on Apr. 18, 2013 at 2:17 AM

Use someone else forsure, even if she came up with something tomorrow I wouldn't use her. You don't want that lender anywhere near your money. 

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