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social security. discuss

Anonymous
Posted by Anonymous
  • 3 Replies

lets be real here. i am 23.

 by the time i COULD collect it, it wont be there anymore, correct? i will never get it? right?

then why am i paying thousands a year twards it? i have no problem with taxes. i pay them. dont complain, but ss isnt useful to me. it never will be. why should i pay it?

Posted by Anonymous on May. 24, 2013 at 6:46 PM
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Replies (1-3):
xtwistedxlovex
by on May. 24, 2013 at 6:48 PM
You can opt out after paying in for ten years or $10,000 or something.
Not_A_Native
by Ruby Member on May. 24, 2013 at 6:51 PM

People have been saying that for years.  My husband says it - he's 48.

It probably WON'T be here in the form we know today.  The retirement age (65) was set when the average lifespan was much lower.  It was never intended to pay for 20-30 years.  It was never designed for you to live on, it was supplemental to your savings (that old "saving for your old age" thing people seem to forget now).

Chances are very good that the retirement age will be raised (as I believe it should be).  Chances are also good that there will be some sort of income cutoff as well - no need for those worth millions to be collecting it.

Anonymous
by Anonymous 2 on May. 24, 2013 at 6:52 PM
I guess it's "in case" it's available? idk I do know my parents divorced about 6 years ago and my mom was just awarded part of his amount. smh
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