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Mom Confessions Mom Confessions

First Premier Bank is a JOKE

Anonymous
Posted by Anonymous
  • 11 Replies

$400 credit limit minus $100 ANUAL FEE for the first year. making the card go down to $300. After that its a $49 annual fee. Monthly servicing fee for the first year (mandatory) is NONE. After that its $99 a year and a $8.25 servicing fee LOL

with a APR of 36.0%

I wanted to use it to buy a few cloth diapers but fuck that. Im not opening that card to get charged $100 and then whatever i buy.

Posted by Anonymous on Jun. 10, 2013 at 8:26 PM
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Replies (1-10):
Anonymous
by Anonymous 1 - Original Poster on Jun. 10, 2013 at 8:35 PM

BUMP!

Anonymous
by Anonymous 2 on Jun. 10, 2013 at 8:36 PM
So pay cash, novel concept I'm aware....
Anonymous
by Anonymous 3 on Jun. 10, 2013 at 8:36 PM
Maybe your credit shouldn't suck that bad
TaralynnStewart
by Platinum Member on Jun. 10, 2013 at 8:37 PM
I've never heard of them. I wouldn't go near any credit card.
Posted on CafeMom Mobile
opal10161973
by on Jun. 10, 2013 at 8:40 PM

I have one of their cards, but the terms were better back when I signed up.  I am using it to increase my credit score and it has helped a lot.  Since, I screwed up when I was younger and ruined my credit score, I am now paying to fix it.  That is what those cards are for.  If you don't have bad credit, don't get one.

Anonymous
by Anonymous 4 on Jun. 10, 2013 at 8:42 PM

yea...dh found that out the hard way. he got it a looonng time ago when he didn't know anything about credit, poor guy lol

Anonymous
by Anonymous 5 on Jun. 10, 2013 at 8:43 PM

Cash:  no monthly fees, no annual fees and no interest rate.  

Subprime cards are a rip off, and they hook people they know can't pay them off so that they can rip them off. Avoid them.

Diamepphyre
by Ruby Member on Jun. 10, 2013 at 8:43 PM

Those cards are such a ripoff.  If you have a savings account, you're better off asking your bank if they're willing to give you a secured credit card based on what you have in savings.

Anonymous
by Anonymous 6 on Jun. 10, 2013 at 8:44 PM

welcome to the world of "restore your credit" credit cards.  guess that's your only option, huh?

blessed107
by Platinum Member on Jun. 10, 2013 at 8:44 PM

Is that even a credit card, I've never heard of them.

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