$400 credit limit minus $100 ANUAL FEE for the first year. making the card go down to $300. After that its a $49 annual fee. Monthly servicing fee for the first year (mandatory) is NONE. After that its $99 a year and a $8.25 servicing fee LOL
with a APR of 36.0%
I wanted to use it to buy a few cloth diapers but fuck that. Im not opening that card to get charged $100 and then whatever i buy.