Okay so with my husband and i combined we both make 2,714.00 a month.
He gets paid every TWO WEEKS 857.00
and i get paid 1,000.00 a MONTH!
Our bills are:
Rent: 387.00 ( we live in section 8 housing, but NO we are not on any kind of assistance like food stamps or PA)
SD GE: (gas & electric) roughly about 75.00 a month.
We spend about 350.00 on grocerys a month
560.00 in gas a month ( we drive a 2002 ford explorer)
ALL of those expenses come out to 1984.00 leaving us with 730.00 left for the month
We spend rougly 200.00 on eating out or doing something fun
We want to put away 200.00 a month towards saving to buy my husband a car for about 4,000.00
We some how have NO money ever! Not a penny. We have 10.00 to our name right now tell Friday.
I know my husband isn't spending anything he shouldn't (neither am i) because we all check our accounts religiously and save receipts. (We usually ask one another if a purchase it okay)
So i need help figuring out what I'm doing wrong. I want to have a little bit of extra money sometimes but we never do. We rarely eat out we don't get to go out and do much since we have no money.
EDIT! We just got married so his income is not in the system yet! They are working on the paper work. When it is complete we will pay somewhere around 700.00 a month for rent.