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medical insurance question

Posted by on Jul. 14, 2013 at 1:56 PM
  • 20 Replies
I just got a new job working part time 25hrs a week @ $11 an hour. Well the job offers medical benefits for families. I'd only gross $275 a week and its $397 a month for myself and the kids (my husband could get it through his employer because if I add him its $777 a month) I'll have one son in daycare @ $50 a week plus fuel. My kids currently are not covered with any kind of insurance so I'm not sure what to do !
by on Jul. 14, 2013 at 1:56 PM
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Replies (1-10):
MammaPaparazza
by Gold Member on Jul. 14, 2013 at 1:58 PM
Insurance is a must in this day and age
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OwlNuggets
by HAIL NUGGY! on Jul. 14, 2013 at 1:59 PM

Half of your monthly income will go to your insurance; We'll assume $60 dollars a week for gas + daycare which is another 240 which leaves you.......Not very much left over lol.

JTROX
by Platinum Member on Jul. 14, 2013 at 2:01 PM

Obamacare says you most get insurance or be fined.

ryansmommy07
by Silver Member on Jul. 14, 2013 at 2:09 PM
So frustrating!
TranquilMind
by Ruby Member on Jul. 14, 2013 at 2:11 PM

Why can't your husband add all of you to his plan?  Wouldn't that be cheaper?  I'm assuming he is working a full time regular job?

silverdawn99
by Ruby Member on Jul. 14, 2013 at 2:15 PM

you wouldnt qualify for insurance since you work partime


ryansmommy07
by Silver Member on Jul. 14, 2013 at 2:23 PM
I didnt realize we worked for the same employer ?
I work for a school district anything over 20hrs receives benefits


Quoting silverdawn99:

you wouldnt qualify for insurance since you work partime



silverdawn99
by Ruby Member on Jul. 14, 2013 at 2:25 PM

usually part timers 99% of the time do not qualify for insurance. hence when obama care went into effect many employers keeps their new employees in part time states.

if you cant afford insurance usually states have reduced programs that you will only have to pay a small premium each month

Quoting ryansmommy07:

I didnt realize we worked for the same employer ?
I work for a school district anything over 20hrs receives benefits


Quoting silverdawn99:

you wouldnt qualify for insurance since you work partime




ryansmommy07
by Silver Member on Jul. 14, 2013 at 2:25 PM
We did have it through hisemployer at one point but it came out to 950 a month for the 4 of us.


Quoting TranquilMind:

Why can't your husband add all of you to his plan?  Wouldn't that be cheaper?  I'm assuming he is working a full time regular job?


TranquilMind
by Ruby Member on Jul. 14, 2013 at 2:27 PM

 Wow, that's ridiculous. 

Quoting ryansmommy07:

We did have it through hisemployer at one point but it came out to 950 a month for the 4 of us.


Quoting TranquilMind:

Why can't your husband add all of you to his plan?  Wouldn't that be cheaper?  I'm assuming he is working a full time regular job?


 

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