$400 on a small credit card ($500 limit)
$500 on a bank note.
We don't owe for anything else.
So we are $900 in debt.
(For those confused by "debt," anything that you still owe (mortgage, loan, credit cards etc.). Not including typical monthly bills for groceries, electricity etc. Lol).
Also, if you don't feel like answering, there's no need to complain. Just don't answer. ;)